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  3. If you own a car, you are probably considering buying some kind of car insurance(保险). However, when you are actually purchasing

If you own a car, you are probably considering buying some kind of car insurance(保险). However, when you are actually purchasing

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问题    If you own a car, you are probably considering buying some kind of car insurance(保险). However, when you are actually purchasing car insurance, it can be difficult for you to decide which is your best choice. The ideal buying process is to first research and decide, then purchase.
Research first
   Before buying car insurance, you should find out the purpose of your purchase and how the insurance meets your needs.
Decide on suitable Car Insurance Policies(保单)
   A neglected part of car insurance is the part which covers medical bills. Medical payments can add up very quickly in an accident situation, and the insurance should cover the bills incurred(招致)both by you and by the passengers in your car. Make sure you know the full value that your insurance covers.
Purchase the best Car Insurance for your needs
   You have a number of choices when it comes to the actual purchase of the car insurance. Each has advantages and disadvantages, and these may be influenced by your individual taste and previous buying experience. Insurance companies may offer you good advice, but prices on the Internet are often better.
According to the first paragraph, when buying car insurance, one should first______.
选项 A、decide on the number of policies to purchase
B、do careful research on the different choices
C、choose the best insurance company
D、look for the lowest insurance rate
答案B
解析 事实细节题。由题干中的the first paragraph，when buying car insurance以及first定位到文章第一段最后一句。该句指出，理想的购买过程是先调查，然后作出决定，最后再购买。由此可见，购买汽车保险时首先要做的事情是进行调查。B)“对不同的选择进行仔细调查”是对原文的具体说明，由此确定B)为本题的答案。
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本试题收录于： 大学英语三级B级题库大学英语三级分类
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