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  3. Federal Deposit Insurance Corporation Before 1933,and particularly during the period 1929—1933, bank failures were not uncom

Federal Deposit Insurance Corporation Before 1933,and particularly during the period 1929—1933, bank failures were not uncom

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问题                     Federal Deposit Insurance Corporation
    Before 1933,and particularly during the period 1929—1933, bank failures were not uncommon.【C1】______ a bank overextended itself in creating credit or if several of its important loans could not be【C2】______, depositors in the bank would frequently become panicky and begin to make large withdrawals.【C3】______the bank had only a small number of its deposits backed by currency, the bank would soon be unable to meet withdrawals, and most depositors【C4】______their money.Most frequently a bank merely needed time to improve its cash position by【C5】______some of its loans and not making additional ones.In 1933 , the number of bank failures【C6】______a peak, forcing the federal government to intervene and【C7】______the banks temporarily. To help restore the public’s confidence【C8】______banks and strengthen the banking community, Congress passed legislation setting up the Federal Deposit Insurance Corporation.【C9】______corporation, an agency of the federal government, now insures over 90 percent of all mutual savings and commercial bank deposits for【C10】______$ 100,000 per deposit.The FDIC has【C11】______its insurance fund by charging member institutions one-twelfth of 1 percent of their total deposits.
    As a result of the protection provided by the FDIC and through other kinds of supervision,bank failures have been【C12】______to a few isolated instances. When deposits are federally insured, people【C13】______rush to withdraw their money if they【C14】______the financial condition of their bank.The delay gives the banks the necessary time to adjust their cash credit balance, and this action helps to reduce the【C15】______of bankruptcy.
【C12】
选项 A、growing
B、increased
C、reduced
D、disappeared
答案C
解析 根据上下文,此处是指自从建立了保险制度以来,银行破产的个案是减少了,而不是增加或者消失。
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