近几年,电子商务的迅猛发展加快了电子货币(electronic money)的普遍应用。电子货币是通过电脑或手机等电子化方式来支付的货币。电子货币最典型的例子是比特币(bitcoin),它可以用现金购买还能像其他任何货币一样进行交易。与现金支付相比,电

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问题   近几年,电子商务的迅猛发展加快了电子货币(electronic money)的普遍应用。电子货币是通过电脑或手机等电子化方式来支付的货币。电子货币最典型的例子是比特币(bitcoin),它可以用现金购买还能像其他任何货币一样进行交易。与现金支付相比,电子货币更加方便,增加了社会效益(social benefit),但对银行经营方式产生了冲击。安全性一直是电子货币使用过程中最为关注的问题,因此要建立完善的电子货币支付系统,保证支付的安全性。

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答案  E-commerce has undergone tremendous growth in recent years, accelerating the widespread application of electronic money. Electronic money is the currency which is used to pay by electronic means like a computer or mobile phone. The most typical example of electronic money is the bitcoin, which can be bought with real money and used to trade like any other currency. Compared with the cash payment, it is more convenient and raises the social benefit, but it has an impact on the way the bank operates. Security has always been the biggest concern in the process of using electronic money, so it is required to establish a perfect electronic money payment system to ensure the security of payment.

解析       1.第一句中暗含因果关系,翻译时可以将后半部分处理为现在分词结构,作结果状语,即accelerating the widespread application of electronic money。
      2.第二句简要介绍了电子货币的定义,“通过电脑或手机等电子化方式来支付的”可翻译为定语从句。
      3.第三句后半句“它可以……进行交易”可翻译成非限制性定语从句,“现金”可以翻译为real money或cash。
      4.第四句中,“与……相比”可译为Compared with……,“对银行经营方式产生了冲击”可译为has an impact on the way the bank operates。
      5.第五句中,“最为关注的问题”可译为the biggest concern;“要……”可译为固定结构it is required to……;“保证支付的安全性”表示目的,可翻译成不定式结构to ensure the security of payment。
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