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During her junior year of high school, Candice Backus’s teacher handed her a sheet and instructed the 17-year-old to map out her
During her junior year of high school, Candice Backus’s teacher handed her a sheet and instructed the 17-year-old to map out her
admin
2019-05-23
54
问题
During her junior year of high school, Candice Backus’s teacher handed her a sheet and instructed the 17-year-old to map out her future financial life. Backus pretended to buy a car, rent an apartment, and apply for a credit card. Then, she and her classmates played the "stock market game, " investing the hypothetical(假设的)earnings from their hypothetical jobs in the market in the fateful fall of 2008. "Our pretend investments crashed , "Backus says, still horrified. " We felt what actual shareholders were feeling. "
That pain of earning and losing money is a feeling that public school increasingly want to teach. Forty states now offer some types of financial instruction at the elementary or high-school level, including lessons in balancing checkbooks(支票本)and buying stock in math and social-studies classes. The interest in personal-finance classes has risen since 2007 when bank failures became a regular occurrence.
Rather than teach investment strategies, these courses offer a basic approach to handling money: Don’t spent what you don’t have. Put part of your monthly salary into a saving account, and invest in the stock market for the long-term rather than short-term gains. For Backus, this means dividing her earnings from her part-time job at a fast-food restaurant into separate envelopes for paying bills, spending, and saving. " Money is so hard to make but so easy to spend, "she says one weekday after school.
After Backus finished her financial classes, she opened up a savings account at her local bank and started to think more about how she and her family would pay for college. "She just has a better understanding of money and how it affects the world ," says her mother, Darleen. All of this talk of money can make Backus worry, she says, but luckily, she feels prepared to face it.
The purpose of the high school class’s "stock market game" is to______.
选项
A、introduce a new course
B、encourage personal savings
C、learn about investment
D、teach credit card hazards
答案
C
解析
推断题。第三段“Rather than teach investment strategies,these courses offer a basicapproach to handling money:Don’t spent what you don’t have.Put part of your monthly salary intoa saving account,and invest in the stock market for the long—term rather than short—term gains.”这几句说,“这些课程的目的不是教投资策略,而是教给学生最起码的理财方法:不要寅吃卯粮,而是要把每月的薪水存到银行账户,或者投资股市,以求长期利益,而不要太注重短期收入。”而且,从第一段在讲述完Backus课堂上的stock market game之后,Backus仍对投资亏损这件事心有余悸可以看出,该课堂达到了教学目的,也就是让学生对投资这件事有真切的体会。因此,学校开设这样的课的目的应该选C选项“了解投资知识”。
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