首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade
admin
2015-09-30
23
问题
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade, the average credit-card debt of Americans ages 18 to 24 doubled, to nearly $3,000. Among high school seniors, 4 out of 5 have never taken a personal-finance class, but nearly half have an ATM debit card, and more than a quarter have bounced a check, according to a survey of 5,775 teens, released in April by the nonprofit JumpStart Coalition for Financial Literacy. If those trends continue, declaring bankruptcy could become as common as earning a bachelor’s degree.
The scourge of financial illiteracy is worrisome not only for young debtors but also for their parents, many of whom are facing retirement and can’t keep bailing out their kids forever. But at least one financial institution has found a way to capitalize on the problem. San Francisco-based Wells Fargo Bank has launched an online role-playing video game aimed at teaching teens and young adults the basics of financial management—with no strings attached, although Wells Fargo wouldn’t object if users ended up opening accounts at the bank. The game can be found at
stagecoachisland. com
and works only on Windows machines.
The biggest challenge, says Erik Hauser of Swivel Media, who developed the game, was to find a way to engage kids’ attention. "They’re used to instant messaging, instant gratification and instant pudding. We had to find an approach that wasn’t dry or static. " Players travel around a fantasy world, plunking down virtual cash at the mall or a car-rental agency, and earn spending money at any of the island’s seven virtual ATMs by taking quizzes(after a brief tutorial)on such real-world fundamentals as credit, auto loans and online banking. Sample question: What does APR stand for? a)account percentage rate, b)average parcel rate, c)American paper route or d)annual percentage rate. For choosing d, you net $ 15 plus a shockingly generous 10% interest each day on your virtual savings account.
But no computer game alone can cure adolescent financial ignorance. Some curriculum experts wonder why high schools are still teaching algebra, trigonometry and calculus but not the financial skills their students will need to survive in the real world, such as how to fill out tax forms, compare interest rates or calculate the return on an investment. " More schools need to offer money-management classes," says Lewis Mandell, a finance professor at the State University of New York at Buffalo who oversaw the JumpStart research. "The curriculum has to be made relevant to their lives.
According to some financial experts, adolescents______.
选项
A、should spend less time playing computer games
B、should attend less mathematics classes at school
C、should cure their financial ignorance as soon as possible
D、should be given more opportunity to study financial skills
答案
D
解析
根据第四段最后两句“‘More schools need to offer money-management classes,’says LewisMandell,a finance professor…research.‘The curriculum has to be made relevant to their lives’”,D应为答案。
转载请注明原文地址:https://jikaoti.com/ti/pne7FFFM
0
考研英语一
相关试题推荐
TheopeningparagraphiswritteninordertostateOneoftherecent,importantchangesinhighereducationrelatesto
[A]EachNewYear’sDaylotsofpeoplemakeplanstodomoreexerciseorgiveupsmoking.ButbyJanuary2ndmanyofthemhaven
Cultureisactivityofthought,andreceptivenesstobeautyandhumanefeeling.【C1】______ofinformationhavenothingtodowith
ControlanUniversityLogisticNumber,BoycottSchoolFeesRiseOverthelasttwodecades,collegesanduniversitiesdoubled
SupposeCharlesDarwinhadbeensweptoverboardanddrownedduringthevoyageoftheBeagle.Whatwouldtheworldbelikewithou
Whatimpactcanmobilephoneshaveontheirusers’health?Manypeopleworryaboutthesupposedilleffectscausedbyradiation
Thekeypositionandroleofwomenintheprocessofdevelopmentisincreasinglybeingrecognized.(1)_____thethreegreatWorl
Advertisingisaformofselling.Forthousandsofyearstherehavebeenindividualswhohavetriedto(1)_____otherstobuyth
Oneofthegreatachievementsofmoderntimesisthatwehavemadesocietymorefair.Sixtyyearsago,theupperclassesweredo
AsGilbertWhite,Darwin,andothersobservedlongago,allspeciesappeartohavetheinnatecapacitytoincreasetheirnumbers
随机试题
克服组织变革阻力的方法不包括()
设函数f(x)=是连续函数,试求a,b的值.
甲家盖房,邻居乙、丙前来帮忙。施工中,丙因失误从高处摔下受伤,乙不小心撞伤小孩丁。下列哪些表述是正确的?()(14年司考.卷三.多66)
下列各项中,不属于流转税的是()。
下列关于水平型利率期限结构说法中,正确的是()
青年教师职业道德包括()。
如图所示,在AABC中,AB=AC,AB=8,BC=12,分别以AB、AC为直径作半圆,则图中阴影部分的面积为().
结合材料,同答问题:材料1在五千年的历史长河中,作为民族精神的核心,爱国主义始终是中华民族团结统一的精神纽带,始终是凝聚力和向心力的基本源泉,始终是推动中国社会发展进步的巨大力量。这种精神,寄托着对民族命运的拳拳之心,倾注了对中华大地的
设X=10,语句?VARTYPE("X")的输出结果是
ThelargestuniversityinCanadais______
最新回复
(
0
)