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  3. More and more employers are demanding that workers who smoke or are overweight shoulder a greater share of their health care cos

More and more employers are demanding that workers who smoke or are overweight shoulder a greater share of their health care cos

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问题     More and more employers are demanding that workers who smoke or are overweight shoulder a greater share of their health care costs. It is a shift toward 【C1】______ employees with unhealthy lifestyles【C2】______ rewarding good habits. Such policies that【C3】______ financial penalties on employees have doubled in the last two years to 19 percent of 248 major American employers recently【C4】______.
    【C5】______, another survey【C6】______ on Wednesday showed that about a third of employers with 500 or more workers were trying to【C7】______ them into wellness programs by offering【C8】______ incentives, like discounts on their insurance.【C9】______, companies including Home Depot, PepsiCo, Safeway, Lowe’s and General Mills have defended decisions to seek higher premiums from some workers, like Wal-Mart’s recent addition of a $2 ,000-a-year surcharge for some smokers. Many point to the higher health care costs 【C10】______ with smoking or obesity. Some even describe the charges and 【C11】______ as a " more stick, less carrot"【C12】______ to get workers to take more【C13】______ for their well-being. Whatever the characterizations are, it means that smokers and others pay more than co-workers who【C14】______a company’s health goals.
    But some benefits specialists and health experts say programs billed as 【C15】______ for wellness, by offering discounted health insurance, can become penal for people who suffer from health problems that are not completely under their control. Nicotine【C16】______, for example, may【C17】______smokers from quitting, and severe obesity may not be easily【C18】______. Fairly speaking, " employers cannot【C19】______ against smokers by asking them to pay more for their insurance【C20】______the surcharge is part of a broader effort to help them quit," said Karen L. Handorf, a lawyer who specializes in employee benefits for Cohen Milstein Sellers & Toll in Washington.
【C11】
选项 A、interests
B、profits
C、fees
D、discounts
答案D
解析 名词辨析题。句意为：一些公司甚至把他们的收费和折扣描述为使工人为福利承担更多责任的“更多的付出，更少的收获”的一种方式。根据前面出现过的like discounts on their insurance(保险折扣)可知，此处与charges意思并列，discounts“折扣”符合题意，故答案为[D]。[A]interests“利益”；[B]profits“利润，好处”；[C]fees“费用，收费”。
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