With the risks obvious and growing, a cautious person______an insurance policy now.

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问题 With the risks obvious and growing, a cautious person______an insurance policy now.

选项 A、has taken out
B、is taking out
C、would have taken out
D、would take out

答案D

解析 虚拟语气题。原句是一个含蓄虚拟条件句,句首的介词短语with the risks obvious and growing相当于虚拟条件句if the risks were obvious and growing,后半句则相当于虚拟条件句的主句,该句表示与现在的事实相反,主句应该是主语+should/would/could/might+do,因此答案为[D]。选项[A]和[B]并非虚拟语气,故排除;选项[C]表示与过去的事实相反,与原句的意思不符,故排除。
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