Many people, particularly recent college graduates, dream of owning their own businesses. (89) Although such ventures are often

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问题     Many people, particularly recent college graduates, dream of owning their own businesses. (89) Although such ventures are often exciting and profitable, the new entrepreneur should thoroughly investigate and plan the situation before plunging in. The first step should be to assemble a board of advisers, including a lawyer, an accountant, and an insurance-representative. These individuals can provide valuable information and counsel. (90) Securing" the necessary licenses and permits is also a precondition and may require research to determine what is necessary.
    (91) Most successful small-business owners have considerable experience in the field working for others before they become independent. They also begin with substantial financial backing and a good location. Renting space may be preferable or necessary at the start, but the lease on the building must be examined carefully before it is singed. The new owner should be thoroughly familiar with the market and the competition. (92) A person who wants to buy an existing business can often learn the history of the company and its prospects from the owner’s records. (93) Once the business gets started, accurate and complete records should be kept to monitor the company’s progress and profits.
    Financing may be the most difficult step for small-business owners. They may rely on their own savings or borrow money from a bank or the small Business Administration. Some suppliers will sell merchandise on credit, and manufacturers may be willing to finance the purchase of equipment. If the new business is a corporation, the owner may choose to sell stock.

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答案尽管这些生意往往令人兴奋,也有利可图,但新的企业主在涉足之前,应进行充分调查,以了解情况并制定好计划。

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