首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
In business, many places adopt a credit system, which dates back to ancient times. At present, purchases can be made by using cr
In business, many places adopt a credit system, which dates back to ancient times. At present, purchases can be made by using cr
admin
2013-01-24
27
问题
In business, many places adopt a credit system, which dates back to ancient
times. At present, purchases can be made by using credit cards. They fall
into two categories: one has【1】______ , while the other is accepted 【1】______
almost everywhere. The application for the use of the latter one must be
made at a【2】______ 【2】______
Once the customer starts using the card, he will be provided with a monthly
【3】______ by the credit company. He is required to pay one 【3】______
quarter to half of his credit【4】______ every month. 【4】______
Advantages. 1. With a card, it is not【5】______ to save up money 【5】______
before an actual purchase. 2. If the card is lost, its owner is protected.
3. A【6】______ and complete list of purchase received from the 【6】______
credit company helps the owner to remember the time and【7】______ 【7】______
of his purchase. 4. The cards are accepted in a(n)【8】______ 【8】______
by professional people like dentists, etc.
Major disadvantage. The card owner is tempted to【9】______ 【9】______
his money. If this is the case, it will become increasingly difficult for the
user to keep up with the required【10】______ , which will result in 【10】______
the credit card being cancelled by the credit company.
【4】
Good morning, everyone. First about your second assignment. I’d like to remind you that your second assignment should be in by next Friday. You can either put it in my pigeon hole, or leave it with the Department’s secretary. Now, let’s get down to the lecture.
Today, the lecture is on credit, er, or to be more specific, on credit cards. I’m sure you must .have heard of some credit cards, like the VISA card, which is an internationally used card. or the Great Wall card issued by the Bank of China. In order to give a better understanding, we’ll discuss it in some detail.
Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or services immediately and promises to pay for them later. This buy- now-pay-later credit system is quite old.
There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurants with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using the card.
The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25 - 50% of their credit bill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.
There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase" buy now, pay later ". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner. If a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn’t have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. ’And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people -- plumbers, taxi-drivers, doctors and dentists -- will accept credit cards in an emergency. This is very important if you don’t have any cash with you.
However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of things on credit, he or she has to make large payments each month. Sometimes it becomes impossible to keep up with the payments. As a result, the consumer’s life becomes more and more difficult. If the consumer cannot make the payments, his card will be taken away. It will be very difficult for him to get another credit card in the future.
To sum up briefly, we can see a credit-buying system has both advantages and disadvantages. On the one hand, it gives people convenience in life, and on the other it tends to encourage overspending.
选项
答案
bill/bills
解析
同上。
转载请注明原文地址:https://jikaoti.com/ti/m2UYFFFM
0
专业英语八级
相关试题推荐
A"scientistic"viewoflanguagewasdominantamongphilosophersandlinguistswhoaffectedtodevelopascientificanalysisof
Thousandsofteachersattheelementary,secondary,andcollegelevelscantestifythattheirstudents’writingexhibitsatende
Theyaresuperstitionsattachedtonumbers;eventhoseancientGreeksbelievedthatallnumbersandtheirmultiplehavesomemys
Accordingtolegend,Aesculapiusboretwodaughters,PanaceaandHyegeia,whogaverisetodynastiesofhealersandhygienists.
Accordingtolegend,Aesculapiusboretwodaughters,PanaceaandHyegeia,whogaverisetodynastiesofhealersandhygienists.
Note-takinginLecturesForlisteners,note-rakingisanessentialwaytoachievebetterunderstandingofalecture.Itinvolv
ThecurrencyinAustraliais______.
ChildrenintheUKarenotreadingenoughathome,favouringtelevisionandcomputergamesinstead,accordingtonewresearch.
随机试题
国有保险公司工作人员赵某,利用职务便利编造未发生的保险事故进行虚假理赔,将骗取的5万元保险金据为己有。丁的行为构成贪污罪。
以下描述正确的有
“以问题为导向”的个人健康档案(POMR)内容应包括
A.肺动脉瓣区第二音(P2)亢进B.剑突下示心脏搏动C.心浊音界缩小或叩不出D.颈静脉充盈E.双下肺湿啰音提示右心室肥大的体征
甲企业委托乙企业加工一批应税化妆品,收回后,准备继续生产应税化妆品,则甲企业被代收代缴的消费税,会计上应当()科目。
在一定的物业范围内,当大多数业主共同商定和共同遵守的道德规范和行为准则需要形成条文时,要用()文书。
(2017·河南)“稳中求进"的原则体现了绝对运动和相对静止的辩证关系。()
《三十六计》是古代36个兵法策略,语源于南北朝,成书于明清。它是根据中国古代军事思想和丰富的斗争经验总结而成的兵书。是中华民族悠久非物质文化遗产之一,下列不属于三十六计的是()。
DoyouthinkthatourlifeisbeinggreatlychangedbyWeChatdevelopedbyChina’sInternetgiantTencent?Writeanessayofaro
ShouldCollegeStudentsOwnCreditCards?1.一些银行开始向大学生开放信用卡业务2.人们对此看法不一3.你的观点
最新回复
(
0
)