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  3. Do you know insurance (保险)? Buying insurance is a (36) by which people can protect themselves (37) large losses. Protectio

Do you know insurance (保险)? Buying insurance is a (36) by which people can protect themselves (37) large losses. Protectio

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问题     Do you know insurance (保险)? Buying insurance is a  (36)   by which people can protect themselves  (37)   large losses. Protection against fire is one kind of insurance. Large numbers of people pay  (38)   sums of money to an insurance company. Although thousands of people have paid for fire insurance, only  (39)   will lose their homes by fire. The insurance company will pay for these homes out of the sums of money it has  (40)  .
   The first modern fire insurance company was  (41)   in London, England, in 1666. A great fire had just  (42)   most of the cities, and people wanted protection against  (43)   losses. The first company  (44)   rapidly. Soon other companies were founded in other areas.
   Benjamin Franklin helped form the first fire insurance company in America in 1752. He also  (45)   a new kind of insurance for  (46)  . The new insurance would offer protection against the loss of crops  (47)   storms.
   In 1775, Benjamin Franklin helped start  (48)   new insurance company in America.  This company,  (49)   offered life insurance, collected some money  (50)   from many different men.  (51)   a man died, his family was given a large sum of money. Today, this company is  (52)   in business.
   Over the years, people have  (53)   from many new kinds of insurance when they have suffered from  (54)   accidents as ear and plane crashes.  (55)  ,almost everyone has some kinds of insurance.
选项 A、Gradually
B、Today
C、Tomorrow
D、Lately
答案B
解析 考查上下文理解。前文说过去许多年来，人们从许多新的险种中获益，用的是完成时态，而本句用的是一般现在时态，由逻辑可知应是说现在的情况，故选表示“如今，现在”的today。注意’gradually表示“逐渐”，tomorrow指“明天，将来”，lately指“后来”。
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