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  3. Banks are closely concerned with the flow of money into and out of the economy. They often co-operate with governments in effort

Banks are closely concerned with the flow of money into and out of the economy. They often co-operate with governments in effort

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问题     Banks are closely concerned with the flow of money into and out of the economy. They often co-operate with governments in efforts to stabilize economies and to prevent inflation. They are specialists in the business of providing capital, and in allocating funds on credit. Banks originated as places to which people took their valuables for safe-keeping, but today the great banks of the world have many functions in addition to acting as guardians of valuable private possessions.
    We can say that the primary function of a bank today is to act as an intermediary between depositors who wish to make interest on their savings, and borrowers who wish to obtain capital. The bank is a reservoir of loanable money, with streams of money flowing in and out. For this reason, economists and financiers often talk of money being "liquid", or of the "liquidity" of money.
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答案 银行与经济活动中的货币流入和流出量有密切关系。银行经常与政府合作，共同努力以稳定经济，防止通货膨胀。银行是提供资本和分配信贷资金方面的专门机构。银行最初是人们安全存放贵重物品的地方。但现在世界上的一些大银行，除了给私人贵重财物提供保护之外，还有许多别的业务。 我们可以说，当今银行的主要作用是充当两种人之间的中间人，一种人是希望通过储蓄得到利息的储户，另一种人是希望得到资本的借贷户。银行是一个可贷资金的储存库。钱源源不断地从这里流入、流出。由于这种原因，经济学家和金融家常常说货币是“流动的”，或货币具有“流动性”。
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