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  3. Drew Peddie and his wife, Amy, had" the big talk" in September 2003 after walking their dog one Saturday near their Toronto apar

Drew Peddie and his wife, Amy, had" the big talk" in September 2003 after walking their dog one Saturday near their Toronto apar

admin2010-07-06  13
问题      Drew Peddie and his wife, Amy, had" the big talk" in September 2003 after walking their dog one Saturday near their Toronto apartment. Passing by all the for sale signs in their neighbourhood reminded them of how hard it was for them to save for a home of their own. Their investment choices had been haphazard and weren’t doing nearly as well as they would have liked. They were spending too much, and they had no financial strategy. "We were frustrated," says Peddie, a 31-year-old pharmacist. "We thought there had to be a better way."
     Today, with support from a financial planner who reviewed their budget and helped them match their savings and investments to their goals, the Peddies are much closer to their dream. The couple are putting aside about 30 percent of their after-tax income, versus ten percent before, through an automatic deposit into a savings account. And they’re investing much more, also with their planner’s help, in a more focused and aggressive way. "We went from thinking we couldn’t buy a house for another five years to looking for one this year, "Peddie says. "We learned that you have to have a good plan in place."
     Like the Peddies, many people are rethinking their financial plans to make better use of their money. But it’s not always easy. With the range of savings, mortgage and investment options available, people are often terrified of making a money-losing mistake. Such thinking can lead to inaction. " It’s worse to do nothing," says Debbie Ammeter, vice-president of advanced financial planning for  Investors Group in Winnipeg. "Procrastinating can cost you money in the long run."
     Before making any decisions about what to do with your money, you have to make sure that you have enough of it on hand. Do ’pay yourself first. "That’s my most important rule, "says Alison Keene, a senior vice-president and managing director of BMO Nesbitt Burns in Calgary. "Take an amount from each paycheque and set up an automatic savings or investment plan. "How much to put aside? Maybe ten percent of your gross, but don’t spread yourself too thin. "After a while you won’t even miss it, "says Keene.
Why were the couple frustrated?
选项 A、Their dog was not feeling very well.
B、They were trying to sell their house but failed.
C、Their financial position was not on the right track.
D、They had bank loan to pay off.
答案C
解析 根据文章所说：他们花得太多，并且没有理财策略。Peddie是一名31岁的药剂师，他说“我们很沮丧，我们原以为有更好的方法”，可以看出，C “他们的财政形势不好”是正确选项。A “他们的狗感觉不舒服”；B “他们尝试卖掉房子，但是失败了”；D “他们还有银行贷款要还”。
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