首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that
admin
2013-06-23
35
问题
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship-owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at any early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons, each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as insured and those who administer(管理)the pool of contributions as insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the pre-mium(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more to make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured.
Insurance premiums do not become too high because______.
选项
A、not many people suffer loss
B、they are fixed according to how likely the risk of loss is to happen
C、not many people insure themselves
D、insurance companies compete with each other
答案
D
解析
题干意为“保险费不会很高是因为…”。由第二段倒数第二句“If companies fix their premiums toohigh,there will…”可知,如果有公司把保险费定得过高,就会有公司把保险费降低,保险费高的公司就会没有生意而赔钱,保险公司相互之间是竞争的,故选D。
转载请注明原文地址:https://jikaoti.com/ti/eIuMFFFM
本试题收录于:
大学英语三级A级题库大学英语三级分类
0
大学英语三级A级
大学英语三级
相关试题推荐
Accordingtothewriter,whenmanfindsitimpossibletolivetogetherwithotherspecies,heusually______.Accordingtothe
Thephrase"agivenplace"inthispassagerefersto______.Whichofthefollowingwasnotrelatedtourbanpopulationgrowth
Formanyyears,scientistscouldn’tfigureouthowatomsandmoleculescombinedtomakelivingthings.Plants,fish,dinosaurs,
A、CallJohnattheoffice.B、CallJohnathisclub.C、CallJohnathisfriend’s.D、CallJohnatarestaurant.AWhatdoesthewom
A、$60.B、$100.C、$120.D、$200.A数字计算题。根据男士的回答每个60dollars可以得出答案A正确。
Theauthorisprimarilyaddressing______.Thefirstparagraphismainlyabout______.
Afriendofminereturnedtohishouseafteraholiday,onlytofindit______.
What’senclosedinthisletter?Acopyof______andsamplesofsomeskins.Whydidthewriterapologize?Becausehecannotsend
A、Theboy’sassociation.B、Thegirl’scompetition.C、ThetriptoBeijing.D、ThetriptoGuilin.DWhatistheconversationabout?
GermanyintheworldA—ForeignpolicyB—ExternalsecurityC—CooperationwithdevelopingcountriesEcono
随机试题
关于W-P小体的结构和功能是()
某一空调工程需冷量为2000kW,选用()制冷机运行能耗最低。
甲是某期货公司的首席风险官,在任职期间,由于一些违法行为被中国证监会认定为不适当人选,根据规定甲自被认定为不适当人选之日起()内,任何期货公司不得任用甲担任董事、监事和高级管理人员。
甲上市公司发生的下列事项中,可以按照公司章程的规定,由董事会决议的是()。
某城乡结合部社区有一些行为偏差青少年,他们有的存在不良行为,有的甚至受到过司法处置。为了帮助他们健康成长,社会工作者小王拟以社会连接理论为依据,为他们提供系列专业服务。小王应该为这些青少年提供的服务是()。
把自己的教学实践作为一个认识对象放在历史过程中进行思考和梳理,同时不断地获取学生的反馈意见,并把它作为另一个认识对象进行分析,最后把两个具体的认识对象进行整合思考。这种反思属于()。
2016年,某省完成邮政通信业务总量6886.15亿元,同比增长56.6%,增幅比上年提高27.4个百分点。其中,完成邮政业务总量1879.99亿元,增长53.0%,增幅提高11.0个百分点;完成通信业务总量5006.16亿元,增长58.0%,增幅提高3
有一批正方形的砖,排成一个大的正方形,余下47块;如果将它改排成每边长比原来多一块砖的正方形,就要差50块。问这批砖原有多少块?
金本位制
I’vealwaysbeenanoptimistandIsupposethatisrootedinmybeliefthatthepowerofcreativityandintelligencecanmaketh
最新回复
(
0
)