If your child is asking for Ugg boots or a pricey hot toy for the holidays, it’s time for a teachable moment. Even if your kid h

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问题     If your child is asking for Ugg boots or a pricey hot toy for the holidays, it’s time for a teachable moment. Even if your kid has less lofty【C1】______, the holidays are still a great time to give him some important【C2】______lessons.
    "Parents want kids to have【C3】______they want, but if they’re not teaching limit-setting, it’s doing them a【C4】______disservice," says money coach Olivia Mellan. Financial literacy expert Susan Beacham says parents have to lead by【C5】______If they buy gifts for their kids that【C6】______their own budgets, they’re only hurting their families when the bills【C7】______financial hardship and stress in January.
    Money is a ( n)【C8】______concept for young people. Studies have shown their brains don’t develop enough to deal with such concepts【C9】______they’re in their early 20s, says Beacham, who【C10】______financial education company Money Savvy Generation. That’s【C11】______true when young people don’t pay their own【C12】______or make spending decisions.
    Mellan recommends giving children allowances "as【C13】______as they are old enough to make change." That money should be【C14】______into " spending, saving, investing and charitable giving," she says. Beacham sells a piggy bank with sections【C15】______each. It may not look good Christmas presents,【C16】______Mellan and Beacham say cash is a great gift.【C17】______with that allowance money, your kids could get the gifts of their【C18】______—or might reconsider. Say your children are【C19】______for $ 160 Ugg boots. Try giving them the money and let them see how【C20】______it could go at the mall if they chose less expensive footwear.
【C5】

选项 A、example
B、accident
C、memory
D、surprise

答案A

解析 固定搭配题。SusanBeacham说家长们必须以身作则,lead byexample为固定搭配,意思是“以身作则,树立榜样”,所以选example。其他三个选项可以与by构成搭配;by accident“偶然地,意外地”,by memory“凭借记忆”,bysurprise“出其不意地”。
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