People sometimes wonder about how to ensure family’s financial well-being. For a【C1】______ variety of purposes, family financial

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问题     People sometimes wonder about how to ensure family’s financial well-being. For a【C1】______ variety of purposes, family financial plans should be taken into account【C2】______.
    Retirement budget should take 【C3】______ in planning. About every survey of American investors these days shows that retirement is a main reason for saving.【C4】______an astounding number of people【C5】______ the opportunities offered by employment-based retirement plans. According to a recent survey by Aon Consulting, more than 20% of those 【C6】______ for the retirement insurance plan do not【C7】______ at all, while another 53% do not【C8】______at a rate high enough to take full advantage of their employers’【C9】______contribution.
    It is also highly recommended that you have enough money in a savings or money-market account for at least 6 to 9 months of【C10】______ expenses, including your loan or rent, insurance premiums, credit card payments, utility and grocery bills and other【C11】______ expenses, such as car payments or student【C12】______ And it’s always a good idea to have cash【C13】______.
    Meanwhile, medical insurance is 【C14】______ in any person’s life. A recent study of court records and direct interviews【C15】______that about half of personal bankruptcies in the U. S. are caused【C16】______by medical debts. If a woman over 65 has her hip replaced, medicare will pay for it. But people under that age face enormous bills and many of them【C17】______insurance.
    In addition, if you die【C18】______, a life-insurance policy will provide immediate funds for funeral expenses, and may help【C19】______ your lost income. Life insurance isn’t a priority if you are single, but if you have a spouse or 【C20】______, you can make sure they’re taken care of.
【C13】

选项 A、on hand
B、in hand
C、at hand
D、by hand

答案A

解析 介词短语辨析题。句意为:手头上有些现金总是个好主意。本题考查固定搭配,have cash on hand“手头有现金”,故答案为[A]on hand。in hand“手里”;at hand“接近”;by hand“手工的”。
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