首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
States are considering major changes in prepaid college tuition programs—raising prices, restricting participation or canceling
States are considering major changes in prepaid college tuition programs—raising prices, restricting participation or canceling
admin
2015-01-15
29
问题
States are considering major changes in prepaid college tuition programs—raising prices, restricting participation or canceling them——as they grapple, with financial woes. Nationwide, families will likely have to pay more to participate, or accept that they might not cover tuition when children go to college.
Colorado has closed its prepaid plan to new investors and told existing ones that it may not cover future tuition increases. Wisconsin stopped selling its plan on Dec. 20. Maryland and Illinois are among states hiking prices by 20% or more.
Prepaid plans let parents lock in tuition by paying for it now, protecting them against rising costs. But the bear market has hurt investment returns, leaving the plans unable to keep up with big increases in tuition. So far, Colorado is the only state that has told participants their investments may not cover tuition, and no plan has missed a payment.
Other states have said they will fulfill obligations, even if it requires a legislative bailout. Still, the financial problems have forced thousands to grapple with uncertainty— something prepaid plans were designed to avoid. More than 1 million families have an estimated $ 8 billion invested in the plans, says SavingforCollege. com.
Some states, including Colorado, may replace the prepaid plan with a guaranteed investment contract, a CD-like investment that’s backed by an insurance company. Investors get a minimum rate of return, but no guarantee that it will cover tuition.
Wisconsin’s EdVest program is encouraging investment in a stable value fund, which is similar to a guaranteed investment contract, in its investment plan. Wisconsin’s prepaid plan never guaranteed to cover tuition inflation. It also never got a lot of investors, possibly because it lacked that guarantee.
In Florida, a task force is considering limiting the state’s prepaid program to low-income families. Ohio officials are also looking at limiting participation, but it’s a measure they hope to avoid. "Program administrators are looking for alternatives, " says Andrea Feirstein, a state-plan consultant.
Maryland recently boosted its prices by up to 30%; Illinois by up to 23%. The increases have made some prepaid plans uneconomical for parents of older children. In Ohio, the price of one year’s tuition for a child over 12 months old is $ 8,000, more than 40% above current tuition at Ohio State. So it may not be a good deal for children starting college in three or four years because tuition may not jump that much that fast.
Prepaid college tuition is generally designed on the principle that______.
选项
A、it is easy to pay at the present time
B、it is economical in the long run
C、it saves pains to pass the entrance exam
D、it ensures the admission to the college
答案
B
解析
本题应选B。B项的意思是“从长远的观点看很经济”,因为该项目是为将来孩子上大学做准备的。这在第一段中可找到答案,家长们将需付更多的费用才能参加此项目,否则,他们将面对孩子上大学时可能交不起学费这个事实。
转载请注明原文地址:https://jikaoti.com/ti/YCOjFFFM
0
在职申硕(同等学力)英语
相关试题推荐
Withthepossibleexceptionofequalrights,perhapsthemostcontroversialissueacrosstheUnitedStatestodayisthedeathpe
IfyoureadCanadianEnglishDictionaries,youAcertainlyfindbothAmericanandBritishspellingsBlisting,andthefirstword
Insomeways,theUnitedStateshasmadespectacularprogress.Firesnolongerdestroy18,000buildingsastheydidintheGreat
Thesentence"mostofthebestthingshavealreadybeenlocated"couldmean______.Theterm"theBigBang"probablyrefersto__
Thebasisofremotediagnosiswillbe______.Thesentence"thecryaskingwhethertherewasadoctorinthehousecouldwellbe
AleadingBritishscholarhasproposedtranslatingShakespeareintocontemporaryEnglish______youngaudienceswhoareconfused
Wefindthatbrightchildrenarerarelyheldbackbymixed-abilityteaching.Onthecontrary,boththeirknowledgeandexperienc
Wefindthatbrightchildrenarerarelyheldbackbymixed-abilityteaching.Onthecontrary,boththeirknowledgeandexperienc
Chaucer,(whose)CanterburyTalesisoneofthe(mostextraordinary)worksinEnglish,practicallycreated,(or)atleast(made
随机试题
设二维随机变量(X,Y)的分布律为E(X),E(Y);
清平之治孔奋字君鱼,扶风茂陵人也。曾祖霸,元帝时为侍中。奋少从刘歆受《春秋左传》,歆称之,谓门人日:“吾已从君鱼受道矣。”遭王莽乱,奋与老母、幼弟避兵河西。建武五年,河西大将军窦融请奋署议曹掾,守姑臧长。八年,赐爵关内侯。时天下扰乱,惟
明代北京城的城址与元大都及金中都的关系是()。
某场地三个平板载荷试验,试验数据见下表。按《建筑地基基础设计规范》(GB50007—2002)确定的该土层的地基承载力特征值接近()。
某厂有机械加工车间、喷漆车间、锅炉房以及厂内油库等。机械加工车间有:加工机械7台(套),额定起重量2.5t的升降机1台,额定起重量1.5t、提升高度2m的起重机1台,叉车2台。喷漆车间有:调漆室、喷漆室、油漆临时储藏室、人员休息室等。锅炉房有2台出口水压0
除尘器的技术性能指标主要包括( )。
金融资产一般分为()两类。
【说明】某汽车维修站拟开发一套小型汽车维修管理系统,对车辆的维修情况进行管理。【需求分析】1.对于前来维修的车辆,汽车维修管理系统首先登记客户信息,包括:客户编号、客户名称、客户性质(个人、单位)、折扣率、联系人、联系电话等信息;还
对于如下C语言程序intmain(){pid_tpid;intx=1:pid=fork();if(pid==0)printf("Iamthechildprocess,x=%d\n"
Thewriterclaimsthathistheoryis______.Themainpurposeofthispassageis______.
最新回复
(
0
)