首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
•Read the article below about insurance. •For each question 31-40, write one word in CAPITAL LETTERS on your Answer Sheet.
•Read the article below about insurance. •For each question 31-40, write one word in CAPITAL LETTERS on your Answer Sheet.
admin
2010-01-28
44
问题
•Read the article below about insurance.
•For each question 31-40, write one word in CAPITAL LETTERS on your Answer Sheet.
Premiums You Can Retrieve
For those who see term life insurance as a losing proposition, an old insurance product is back. Called Return of Premium (ROP) (31) Money-Back Term, these policies refund (32) penny paid in premiums if you outlive the 15-, 20-, or 30-year term of the policy.
The policies cost more -- perhaps 30% to 50% more for a 30-year policy -- than traditional term life. A healthy 35-year-old man might pay $550 annually for a basic $500,000, 30-year term policy, vs. $810 for one (33) the ROP feature. You can get policies for a shorter term, (34) they cost so much more that they are not advised. Then does an POP policy make sense? That depends on (35) answer to two questions: Would you earn more buying a cheaper term policy and investing the savings? Are you likely to cancel before the 30 (or however many) years are up?
In the example above, the ROP would cost $260 more each year than regular term insurance but (36) return $24,300 in premiums at the end of 30 years. That mounts (37) an annualized return of 6.6%, and it’s tax-free because you’re just getting back your own money, For someone looking for a conservative investment, (38) policy could make sense. But remember, you get that return only if you pay the premiums for the entire 30 years. If you drop the policy before, you’ll get less, or perhaps nothing, in return (39) those higher premiums. A company generally counts on people dropping the policies -- in order to pay the money to those who (40) .
选项
答案
FOR
解析
转载请注明原文地址:https://jikaoti.com/ti/PEMsFFFM
本试题收录于:
BEC高级阅读题库BEC商务英语分类
0
BEC高级阅读
BEC商务英语
相关试题推荐
A、 B、 C、 BTheclerkanswerswhoiscopyingthereport.Choice(A)confusesthesimilarwordsreporterandreport
A、 B、 C、 AInmyofficeanswerswhere.Choice(B)answerswheredidyouapply.Choice(C)answershowlongdidth
A、 B、 C、 BYes,themailisonyourdeskanswersdidthemailcomeyet.Choice(A)answersdidyoueatyet.Choic
A、 B、 C、 BWealllikesugaranswersdoanyofyoulikesugarinyourcoffee.Choice(A)confusesthesimilarso
A、 B、 C、 ANo,...inahospitalanswerstheyes/noquestion.Choice(B)confusesthesimilarsoundsbarnandbor
Inthispartofthetest,youareaskedtogiveashorttalkonabusinesstopic.Youhavetochooseoneofthetopicsfromthe
Theinterlocutorasksyouquestionsonanumberofwork-relatedandnonwork-relatedsubjects.(Thecandidatechoosesonetopic
Inthispartofthetest,youareaskedtogiveashorttalkonabusinesstopic.Youhavetochooseoneofthetopicsfromthe
Question询问
Theinterlocutorasksyouquestionsonanumberofwork-relatedandnonwork-relatedsubjects.
随机试题
直接影响消费者的消费水平和消费范围是()
A.脑震荡B.脑挫裂伤C.颅底骨折D.颅盖骨折E.硬脑膜外血肿小脑幕切迹疝的最常见的原因是
肾癌最常见的症状是()。
被告人吴某,涉嫌贪污贿赂犯罪案件,人民检察院提起公诉。因其本人在境外,司法机关履行庭前程序后,吴某仍然不到案不出庭。那么,针对吴某的缺席审判案件,应当由哪些人民法院负责审理?()
发包就是通过从项目执行组织外部获得()而把风险转移出去。
国民经济评价中在计算土地费用时,不属于新增资源消耗的费用是()。
基金募集期限届满,封闭式基金募集的基金份额总额达到核准规模的()以上的,基金管理人向国务院证券监督管理机构提交验资报告,办理基金备案手续,并予以公告。
所谓首属群体,就是由面对面的互动所形成的,具有亲密的人际关系的社会群体。次属群体是人们为了达到一定的社会目的而建立起来的个人步人社会所需要加入的群体。根据上述定义,下列群体属于首属群体的是()。
窗体上有一个名称为Command1的命令按钮,其单击事件过程如下:PrivateSubCommand1_Click()DimsAsDoubles=0:i=1DoWhilei<6s
Peoplereaditforsomeinformation.Youtakeitifyoudon’tfeelwell.
最新回复
(
0
)