首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
【F1】During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself
【F1】During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself
admin
2017-06-25
30
问题
【F1】
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure has been transformed by economic risk and new realities.
Now a pink slip, a bad diagnosis, or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.
In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect: family risk has risen as well. Today’s families have budgeted to the limits of their new two-paycheck status.【F2】
As a result, they have lost the parachute they once had in times of financial setback—a back-up earner(usually Mom)who could go into the workforce if the primary earner got laid off or fell sick.
This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can no longer be made up with extra income from an otherwise-stay-at-home partner.
During the same period, families have been asked to absorb much more risk in their retirement income.【F3】
Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money.
For much of the past year, President Bush campaigned to move Social Security to a saving-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families, the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen—and newly fashionable health-savings plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new dose of investment risk for families’ future healthcare.【F4】
Even demographics are working against the middle class family, as the odds of having a weak elderly parent—and all the attendant need for physical and financial assistance—have jumped eightfold in just one generation.
【F5】
From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders.
The financial fallout has begun, and the political fallout may not be far behind.
【F1】
选项
答案
上几代的美国中产阶级家庭曾经依赖勤奋工作和公平竞争来确保家庭经济的安全,可是经济风险和新的现实的到来使这种安全发生了变化。
解析
转载请注明原文地址:https://jikaoti.com/ti/OBr7FFFM
0
考研英语一
相关试题推荐
Aneweconomicspaperhassomeold-fashionedadviceforpeoplenavigatingthestressesoflife:Findaspousewhoisalsoyourb
Readthefollowingtextandanswerthequestionsbyfindinginformationfromtheleftcolumnthatcorrespondstoeachofthemar
Inthe20thcenturytheplanet’spopulationdoubledtwice.Itwillnotdoubleevenonceinthe【C1】______century,becausebirthr
Grillingmeatgivesitgreatflavour.Thistaste,though,comesataprice,sincetheprocesscreatesmoleculescalledpolycycli
【F1】Duringthepastgeneration,theAmericanmiddle-classfamilythatoncecouldcountonhardworkandfairplaytokeepitself
【F1】Asanyparentsofayoungchildwhoisaproblemsleeperwillconfirm,permanenttirednessandconstantirritabilitycanput
Personalityistoalargeextentinherent—A-typeparentsusuallybringaboutA-typeoffspring.【F1】Buttheenvironmentmustalso
【F1】Formorethantwodecades,U.S.courtshavebeenlimitingaffirmative-actionprogramsinuniversitiesandotherareas.Thel
Itthereforebecomesmoreandmoreimportantthat,ifstudentsarenottowastetheiropportunities,therewillhavetobemuch
Forthefirsttime,morewomenthanmenintheUnitedStatesreceiveddoctoraldegreeslastyear,theclimaxofdecadesofchang
随机试题
当事人确有经济困难,需要延期或者分期缴纳罚款的,经(),可以暂缓或者分期缴纳。
企业的预算主要包括哪几个方面?
无菌切口消毒顺序是
【背景资料】A工程公司施工总承包了一座三星级宾馆全部建筑和机电安装工程,总工期为60天。为了保证施工进度和质量,经与业主协商,将宾馆的机电安装工程全部分包给了A公司的下属法人单位B公司。A公司编制了相应的进度计划和施工组织设计,同时A公司要求B公司也要编
折现率与资本化率的关系如何?
在图2所示的电路中,C1=10.0μF,C2=5.0μF,C3=5.0μF。AB间的电容为()。
实际锻炼法是指有目的地组织学生进行一定的实际活动以培养良好的品德的方法,运用此方法的要求是()。
当前进行项目管理的方法PERT的中文含义是【】。
Thepresident______withseveralimportantdignitariesduringhisofficialvisittoHongKongnextmonth.
Themarketingmanagerhaslittleconfidenceintalkingtheboardofdirectorsoutoftheplanaboutthehunchingofanewproduc
最新回复
(
0
)