For this part, you are allowed 30 minutes to write a composition on the topic "Credit Cards for College Students" . You should w

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问题 For this part, you are allowed 30 minutes to write a composition on the topic "Credit Cards for College Students" . You should write at least 120 words and base your composition on the outline(given in Chinese)below.
1.现在在高校的大学生中,信用卡的使用越来越普遍。
2.信用卡的利与弊。

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答案 Credit Cards for College Students An increasing number of students have credit cards of their own. partly encouraged by reckless commercial banks. For them, credit cards not only mean convenience, but also are indications of some kind of social status. Frequently, we will read stories of college students running into legal disputes with commercial banks as they fail to pay off their debts in time. Some students regard their credit cards as free ATMs, from which they draw money without bothering to pay back. From my perspective, college students should not apply for credit cards. In China, the majority of students do not have any source of income, as they have to depend on their parents for financial support. Moreover, few students understand they will have to bear consequences the rest of their lives if they are not careful about using their credit cards.

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