2. 外语
  3. A．Advice concerning credit card use abroad has been formally compiled in a new guide. The guidance includes tips on what fees cr

A．Advice concerning credit card use abroad has been formally compiled in a new guide. The guidance includes tips on what fees cr

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问题     A．Advice concerning credit card use abroad has been formally compiled in a new guide. The guidance includes tips on what fees credit card users may incur if they spend on plastic while on holiday. Furthermore, the information advises holidaymakers to remain vigilant against fraud. As a nation Brits use cards more frequently abroad so it pays to be aware of any extra costs, as well as taking steps to protect them from fraud. In 2007, 50 percent of all spending overseas by Brits was paid for by credit cards, according to Apacs figures.
    B．In the UK, enough savings to survive three months of incapacity, or ￡4, 128, is recommended as a sensible minimum precaution. According to Birmingham Midshires calculations, the average UK adult has ￡7, 548 in the bank, enough to cover 167 days, or five months and 17 days. It is encouraging to see that people are taking heed of this message and are actually saving double this minimum amount. Meanwhile, figures released showed that the average man has twice as much put away as the average woman, or ￡10,912 compared to ￡4, 443 respectively.
    C．Rising interest rates on current account overdrafts are costing people in the UK hundreds of millions of pounds every year, financial analysts have warned. Analysts say that the UK could save itself ￡700 million a year if people found the best current account overdraft rate to suit them, rather than putting up with high charges and rising fees. Three quarters of all current accounts have overdrafts. Millions are paying rates of around 15 percent when rates as low as nine percent are available if customers bother to compare different providers.
    D．Online banking is going to become more common across all age groups as younger generations grow into adulthood, according to HSBC. This will lead to ’smart websites’ that will adapt the content and services they offer to engage on a personal basis with as many of their customers as possible. A recent survey was conducted by UK payments association Apacs. to coincide with the tenth anniversary of internet banking, and it was found that over 18 million people in the UK use internet banking.
    E．A significant number of British adults live in poor areas where there are no cash machines, or the machines that are there require a fee to be paid. However, a nationwide program is underway to install standard cash machines in these areas. More than one million customers will gain access to cash machines that do not charge them for withdrawing money from their current accounts, according to the British Bankers’ Association (BBA). Angela Knight, chief executive of the BBA, said: ’ Banks are determined that customers have access to their cash wherever they live and work’
The British people are strongly advised to shop around for a better rate suitable for them.
选项
答案C
解析 本题题干的句意正好概括了C篇的主要思想。C篇中，首先，金融专家警告(financial analysts have warned)英国民众每年因为活期存款账户的透支而花费数亿英镑；接着，他们又指出人们应该努力寻找最低的适合自己的利率(found the best current account overdraft rate to suit them)，而不应当忍受日益攀升的利率。因此本题选C。
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