If your child is asking for Ugg boots or a pricey hot toy for the holidays, it’s time for a teachable moment. Even if your kid h

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问题     If your child is asking for Ugg boots or a pricey hot toy for the holidays, it’s time for a teachable moment. Even if your kid has less lofty【C1】_____, the holidays are still a great time to give him some important【C2】_____lessons.
    "Parents want kids to have【C3】_____they want, but if they’re not teaching limit-setting, it’s doing them a【C4】_____disservice." says money coach Olivia Mellan. Financial literacy expert Susan Beacham says parents have to lead by【C5】_____. If they buy gifts for their kids that【C6】______ their own budgets, they’re only hurting their families when the bills【C7】_____financial hardship and stress in January.
    Money is a(n) 【C8】_____concept for young people. Studies have shown their brains don’t develop enough to deal with such concepts【C9】_____they’re in their early 20s, says Beacham, who【C10】_____financial education company Money Savvy Generation. That’s【C11】_____true when young people don’t pay their own【C12】_____or make spending decisions.
    Mellan recommends giving children allowances "as【C13】_____as they are old enough to make change." That money should be【C14】_____into " spending, saving, investing and charitable giving," she says. Beacham sells a piggy bank with sections【C15】_____each. It may not look good Christmas presents, 【C16】_____Mellan and Beacham say cash is a great gift. 【C17】_____with that allowance money, your kids could get the gifts of their【C18】_____—or might reconsider. Say your children are【C19】_____for $ 160 Ugg boots. Try giving them the money and let them see how【C20】_____it could go at the mall if they chose less expensive footwear.
【C14】

选项 A、combined
B、transformed
C、switched
D、divided

答案D

解析 动词辨析题。上文建议家长给孩子零用钱,这里进一步说“这些钱应该被——花销、储蓄、投资和慈善赠予”。选项中只有divided“划分,分成”符合文意。combined“结合,联合”;transformed“使变形,使改观”;switched“转移”,均不符合文意。
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