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  3. Personal Loans A personal loan involves borrowing a lump sum from a lender / which you agree to pay back, with interest, ove

Personal Loans A personal loan involves borrowing a lump sum from a lender / which you agree to pay back, with interest, ove

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答案 Personal Loans A personal loan involves borrowing a lump sum from a lender / which you agree to pay back, with interest, over a fixed period. / There are two main types of personal loans: secured and unsecured. / Unsecured loans are not tied to any of your assets. / But secured loans are usually tied to your property. / If you default on a secured loan, / your lender can force you to sell the asset to pay off your debt. / Interest rates on loans can be fixed or variable. / A fixed rate will remain the same for the term of the loan, / while a variable rate will be subject to change. /
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