contribution

admin2017-10-23  23

问题 contribution

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答案A person cannot be allowed to insure twice for the same risk,and claim compensation from both insurers.If two policies do cover the same event,the insurance companies contribute pro rata to the loss,and the insured is only restored to the indemnity position.

解析 contribution,指根据某些保险单规定的条款照比例分摊损失的份额。若投保人就同一保险标的和相同的风险同时向两家以上保险人投保,当发现损失时,为了防止被保险人获得双份或多份赔偿,需将实际损失在各保险人之间进行分摊。
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