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  3. Parents and students are now relying less on taking out loans and more on grants, scholarships and their own income and savings,

Parents and students are now relying less on taking out loans and more on grants, scholarships and their own income and savings,

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问题     Parents and students are now relying less on taking out loans and more on grants, scholarships and their own income and savings, according to a new report from Sallie Mae. "Over the last few years they’re considering cost more.【C1】______applying for bank loans, they’re making【C2】______decisions to save on their college【C3】______," says Sarah Ducich, an author of the report. The large private lender, in conjunction with Ipsos Public Affairs,【C4】______in its seventh annual report that more than half of the cost of college is【C5】______by grants and scholarships, as well as parent income and savings. The average family also【C6】______less on parent and student loans, which【C7】______for 7 percent and 15 percent of the cost,【C8】______.
    "But one of the most【C9】______findings of the report," Ducich says, "is that【C10】______soaring tuition and fees, families’【C11】______in the value of college has remained strong." Nearly all of the 1,600 parents and students【C12】______said they believed that college is an【C13】______in the future, nearly 90 percent said it’s needed for a(n) 【C14】______occupation and about 86 percent said they would be【C15】______to stretch financially to pay for college.
    And although more than two-thirds of families said they planned on borrowing, at least as a last【C16】______. many are increasingly looking for【C17】______to cut costs. Nearly all families reported taking at least one step to make college more【C18】______and on average families took five steps. Seven in 10 said they chose a(n) 【C19】______college to pay in-state tuition and more than half said they lived at home or with【C20】______.
【C1】
选项 A、Apart from
B、Instead of
C、Regardless of
D、Because of
答案B
解析 本空格后提到的applying for bank loans(申请贷款)与后半句的save on their college(节约读大学)明显地形成转折，故选B项Instead of“代替，而不用”。
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