首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
admin
2017-06-27
53
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money-management course in high school scored no better than those who hadn’t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids’ hands and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings."
The financial-literacy education is intended to _______.
选项
A、increase Americans’ awareness of the financial crisis
B、renew Americans’ enthusiasm about money-management
C、enable Americans to manage money wisely
D、help Americans to overcome the financial crisis
答案
C
解析
该句开头的In response表明金融知识扫盲是为了对付上一段提到的问题,根据上一段的内容可知,美国人的问题是不善于理财。因此,金融知识扫盲就是为了帮助美国人理财,选C。
转载请注明原文地址:https://jikaoti.com/ti/kujFFFFM
0
大学英语四级
相关试题推荐
A、Otherfreshmen.B、Parentsandrelatives.C、Seniorstudents.D、Oldfriends.C
A、Hewillbeathisopponentsbyafewvotes.B、He’sthemostpromisingcandidatefortheschoolboard.C、Hewillbesupportedby
A、Itisthefirsttimetheyhavebeenonatrip.B、Theycannotdowhattheylikebefore.C、Theydon’thavetocareaboutthetim
A、Doherhomework.B、Cleanthebackyard.C、Washclothes.D、Enjoythebeautifulday.C本题属于第二个说话者中间带but的转折题。But后面是答案。本题But后面的话是:有许
Itshouldcomeasnosurprisethatthemorestressedparentsareatwork,thegreatertheburdenontheirfamily.It’salsoprob
A、Thewomanistoofat.B、Thewomanshouldbuysomenewclothes.C、Thewomanisprettiernow.D、Thewomanshouldeatlessfromn
A、Heusuallyplaysgolfalone.B、Heoftenplaysgolfwithhisemployer.C、Heisamemberofacountrygolfclub.D、Helikestop
Althoughthestigma(耻辱)onceassociatedwithmentalillnesshasgraduallygoneawayinrecentyears,mostoftheAmericanswhoha
A、Manycountriesdislikeit.B、Allcountriesobserveit.C、ItbeganwiththeAmericans.D、ItbeganwiththeRomans.D短文提到,在元月一日庆
A、Itplaysanimportantroleintheinternationaleconomy.B、JapanisthelargesttradingpartnerofAmerica.C、Americanbanksh
随机试题
行政起诉
下述哪项关于梅毒的叙述是正确的
不属于根管冲洗药物的是
希望和他人订立合同的意思表示,称为( )。
甲、乙、丙三位出资人共同投资设立丁有限责任公司(以下简称丁公司)。甲、乙出资人按照出资协议的约定按期缴纳了出资额,丙出资人通过与银行串通编造虚假的银行进账单,虚构了出资。ABC会计师事务所的分支机构接受委托对拟设立的丁公司的注册资本进行审验,并委派A注册会
佛教基本教义“四谛”中,提出了佛教出世间的最高理想——涅槃的是()。
甲在商场柜台边捡到一个钱包,内装有人民币6000元,送交给该商场保卫科负责人乙,乙将此款据为己有。乙的行为构成()。
后现代主义课程论是在批判()的课程模式的基础上提出来的。
下列选项中不能认定为《专利法》保护的对象的是()。
Everyhumanbeing,【C1】______whatheisdoing,givesoffbodyheat.Theusualproblemis【C2】______disposeofit.Butthedesigner
最新回复
(
0
)