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  3. Borrowing to start a business is not easy. Getting a bank loan, particularly for a new small business, is like going through the

Borrowing to start a business is not easy. Getting a bank loan, particularly for a new small business, is like going through the

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问题     Borrowing to start a business is not easy. Getting a bank loan, particularly for a new small business, is like going through the eye of a needle.
    Banks favor established business people with a solid credit rating and a large bank account.
    They should also have experience in the business they propose to enter, and offer well-prepared business plans that show the ability to repay the loans. If you are not such a person, then you need to double your preparations to convince the banker to lend you that much needed start-up capital. If your business is new and small, bankers will need to know as much as possible about you and your business.
    However, many small business owners often make the mistake of not being well prepared when going to the bank to apply for the loan. Surprisingly, many loan applicants don’t even have the slightest idea how or when they intend to repay the money they request. Often they don’t even know how much money they need. When asked how much money they want to borrow, many people give these two common responses: "How much money can I get?" and "As much as possible." Is it any wonder that lenders say no?
    So the most important thing is to do your homework before you ask for a loan.
What will bankers do before they give a loan to a new and small business?
选项 A、Help fill out a special form for getting a loan.
B、Request the business to pay a small deposit.
C、Get enough information about the business.
D、Estimate the size of the loan they will give.
答案C
解析 事实细节题。本题询问“银行方在给小规模的新企业贷款前会做什么?”第二段最后一句提到银行方将需要“尽可能多地了解你和你的生意”，选项C与此同义，故为本题答案。选项A(帮忙填写申请贷款的特殊表格)、选项B(要求贷款企业付一小笔定金)和选项D(评估他们借贷的规模)都没有在原文提及。
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