2. 外语
  3. About 25 million auto accidents occur in the United States each year. Approximately 5 million people are injured in these acci

About 25 million auto accidents occur in the United States each year. Approximately 5 million people are injured in these acci

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问题     About 25 million auto accidents occur in the United States
each year. Approximately 5 million people are injured in these
accidents; some 50,000 are killed. Auto insurance of course cannot
reduce the deaths, the injuries, or the damages, and it does offer【M1】______
protection against the financial risks of auto ownership and operation.
    The principle decisions to be made by auto insurance buyers【M2】______
are what coverage to buy, what amounts of insurance to
buy, and what agent and company to buy.【M3】______
    Auto liability coverage is essential. No one should drive a car
without protection against the potential high cost of lawsuits. In【M4】______
some U.S. states liability insurance is required by law. Because of【M5】______
the size of lawsuits cannot be predicted, there is no way to know in
advancement how much protection will be needed. In deciding【M6】______
upon the amount, consumers should realize that the extra cost of
high limits is relatively small. Double the cost of the limits, for【M7】______
example, does not double the cost of the protection. Agents should
be asked the cost of several different limits for the buyer to choose
among. Reasonably high amounts of liability protection should be
a high priority objective.
    Medical payments coverage is less important than liability
protection. It is most important in the states with strong and【M8】______
effective auto no-fault laws; there the mandatory PIP(Personal
Injury Protection)provides sufficient coverage for medical
expenses. Medical payments insurance is also necessary for people【M9】______
who has adequate health insurance protection. The minimum【M10】______
amount of medical payments insurance in the United States is
$500 per person. If the protection is needed, higher amounts
should be purchased.
【M9】
选项
答案necessary一unnecessary
解析 语篇错误。由上文可推出，医疗险在无过失法则的保护下，重要性不大。同样，对购买了足够的医疗健康保险的人来说，汽车医疗险也不是必要的。因此要将necessary改为其反义词unnecessary。
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