首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder
admin
2013-12-25
21
问题
Capital is at the top of any bank supervisor’ s list. The most basic form of capital is equity capital, which is the shareholder’ s financial interest or net worth. Equity capital serves several purposes : it provides a permanent source of revenue for the shareholders and funding for the bank; it is available to bear risk and absorb losses; it provides a base for further growth; and it gives the shareholders reason to ensure that the bank is managed in a safe and sound manner. Minimum capital adequacy ratios are necessary to reduce the risk of loss to depositors, creditors and other stakeholders of the bank and to help supervisors pursue the overall stability of the banking industry.
Basle Committee’ s "core principles for effective banking supervision" require that supervisions set prudent and appropriate minimum capital adequacy requirements and encourage banks to operate with capital in excess of the minimum. When it appears appropriate due to the particular risk profile , uncertainties regarding the asset quality, risk concentrations or other adverse characteristics of a bank’ s financial condition, considerations of requiring higher than minimum capital ratios are encouraged. If a bank’ s ratio falls below the minimum, banking supervisions will act to ensure that it has realistic plans to restore the minimum in a timely fashion, or may consider putting additional restrictions on the bank’ s operations.
Which of the following is implied in the passage?
选项
A、A very important purpose of bank-supervision is to provide adequate capital for their operation.
B、A very important purpose of bank-supervision is to ensure banks to operate with adequate capital.
C、A very important purpose of bank-supervision is to put additional restrictions on the banks’ operations.
D、A very important purpose of bank-supervision is to concentrate on risks.
答案
B
解析
通读全文,可推知这段文章所隐含的意思是银行监管的目的在于保证资本的充足率。
转载请注明原文地址:https://jikaoti.com/ti/ZqjsFFFM
本试题收录于:
FECT综合(现代金融业务)题库金融英语(FECT)分类
0
FECT综合(现代金融业务)
金融英语(FECT)
相关试题推荐
Mr.Reeceisinterestingoldman.Mr.Reeceworked【C1】______afarm.Heandhiswife【C2】______alotofthingsandtheyhadsomec
Americanswithsmallfamiliesownasmallcaroralargeone.Ifbothparentsareworking,theyusuallyhavetwocars.Whenthe
Itwasnotuntillastmonththathemovedintothehouse.John______intothehouseuntillastmonth.
In1870srichpeoplebegantospeakofspendingweekendsinthecountryvisitingfriends.Formostpeoplebackthen,however,th
SamCompanyLtd.producesarangeofproductsandabsorbsproductionoverheadusingarateof168%ondirectwages.Theabsorpti
SupposetheeconomyisrunningatthelevelofpotentialGDP,anincreaseingovernmentspendinginthelongrunwill______the
ARedClauseDocumentaryCreditisaDocumentaryCreditwithaspecialconditionincorporatedintoitthatauthorizestheConfir
ARedClauseDocumentaryCreditisaDocumentaryCreditwithaspecialconditionincorporatedintoitthatauthorizestheConfir
根据《汇票条例》第八十六条的规定,代收行应符合怎样的标准才能享受有关的法律保护?(1995年4月)
IftheyieldonTreasurybillsfallsfrom27%to22%,thentheyieldwilldecreaseby______basispoints.
随机试题
论述影响个体发展的基本因素。
胎盘早剥的治疗原则是()。
牙体外形高点是指
对于经济适用房,我国的固定资产投资方向调节税税率是:()。
某项无形资产的预计使用年限没有超过相关合同规定的受益年限或法律规定的有效年限的,该无形资产应当在其预计使用年限内分期摊销。()
Many______(butterfly)haveroundmarksontheirwingsthatlooklikeeyes.
关于各项战争的转折点,下列对应正确的有()。
①国家有关部门的_________结果表明,广东大亚湾核电站运行一年,废液、废气排放量均大大低于国家标准。②事发当日,看守所民警值班期间未认真履行看管职责,_________离岗,外出吃饭,造成在押人员脱管。③像孩童第一次睁开眼睛看见阳光,作者目光是那
Theearliestcontroversiesabouttherelationshipbetweenphotographyandartcenteredonwhetherphotograph’sfidelitytoappea
C语言中标准库函数fputs(str,fp)的功能是()。
最新回复
(
0
)