首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade
admin
2015-09-30
22
问题
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade, the average credit-card debt of Americans ages 18 to 24 doubled, to nearly $3,000. Among high school seniors, 4 out of 5 have never taken a personal-finance class, but nearly half have an ATM debit card, and more than a quarter have bounced a check, according to a survey of 5,775 teens, released in April by the nonprofit JumpStart Coalition for Financial Literacy. If those trends continue, declaring bankruptcy could become as common as earning a bachelor’s degree.
The scourge of financial illiteracy is worrisome not only for young debtors but also for their parents, many of whom are facing retirement and can’t keep bailing out their kids forever. But at least one financial institution has found a way to capitalize on the problem. San Francisco-based Wells Fargo Bank has launched an online role-playing video game aimed at teaching teens and young adults the basics of financial management—with no strings attached, although Wells Fargo wouldn’t object if users ended up opening accounts at the bank. The game can be found at
stagecoachisland. com
and works only on Windows machines.
The biggest challenge, says Erik Hauser of Swivel Media, who developed the game, was to find a way to engage kids’ attention. "They’re used to instant messaging, instant gratification and instant pudding. We had to find an approach that wasn’t dry or static. " Players travel around a fantasy world, plunking down virtual cash at the mall or a car-rental agency, and earn spending money at any of the island’s seven virtual ATMs by taking quizzes(after a brief tutorial)on such real-world fundamentals as credit, auto loans and online banking. Sample question: What does APR stand for? a)account percentage rate, b)average parcel rate, c)American paper route or d)annual percentage rate. For choosing d, you net $ 15 plus a shockingly generous 10% interest each day on your virtual savings account.
But no computer game alone can cure adolescent financial ignorance. Some curriculum experts wonder why high schools are still teaching algebra, trigonometry and calculus but not the financial skills their students will need to survive in the real world, such as how to fill out tax forms, compare interest rates or calculate the return on an investment. " More schools need to offer money-management classes," says Lewis Mandell, a finance professor at the State University of New York at Buffalo who oversaw the JumpStart research. "The curriculum has to be made relevant to their lives.
According to the text, Wells Fargo Bank______.
选项
A、has heavily invested in financial education
B、is extremely interested in fostering financial literacy
C、makes the best use of young people’s financial illiteracy
D、tries to win more clients by launching an online video game
答案
C
解析
根据第二段第二句“But at least one financial institution has found a way to capitalize on theproblem”以及第三句“…Wells Fargo Bank has launched…ended up opening accounts at the bank”,C应为答案。
转载请注明原文地址:https://jikaoti.com/ti/Une7FFFM
0
考研英语一
相关试题推荐
[A]EachNewYear’sDaylotsofpeoplemakeplanstodomoreexerciseorgiveupsmoking.ButbyJanuary2ndmanyofthemhaven
Thefifthgenerationcomputers,withartificialintelligence,______andperfectednow.
Gettingotherpeopletodowhatyouwantthemtodoisanartandasciencethatyoumustmasterifyouwanttosucceedinthis
Thekeypositionandroleofwomenintheprocessofdevelopmentisincreasinglybeingrecognized.(1)_____thethreegreatWorl
Advertisingisaformofselling.Forthousandsofyearstherehavebeenindividualswhohavetriedto(1)_____otherstobuyth
Advertisingisaformofselling.Forthousandsofyearstherehavebeenindividualswhohavetriedto(1)_____otherstobuyth
Advertisingisaformofselling.Forthousandsofyearstherehavebeenindividualswhohavetriedto(1)_____otherstobuyth
ThewriterorganizeshisideasinthetextmainlybyItisthebeliefoforthodoxbiologythatDarwinianevolutionism
AsGilbertWhite,Darwin,andothersobservedlongago,allspeciesappeartohavetheinnatecapacitytoincreasetheirnumbers
随机试题
自诉案件
阅读《箱子岩》中的两段文字,然后回答问题。……那一天正是五月十五,河中人过大端阳节。箱子岩洞窟中最美丽的三只龙船,早被乡下人拖出浮在水面上。船只狭而长,船舷描绘有朱红线条,全船坐满了青年桨手,头腰各缠红布。鼓声起处,船便如一支没羽箭,在
关于宫颈粘液-精液相合试验不正确的是
母猪群,高热稽留,腹泻,呼吸困难,耳部及腹下皮肤有较大面积发绀,部分孕猪发生流产、死胎,取淋巴结染色镜检,发现香蕉形虫体。治疗该病的有效药物是
A.温中回阳、散寒止痛B.温中回阳、温肺化饮C.散寒止痛、理气和胃D.散寒止痛、疏肝下气E.散寒止痛、补火助阳
在仲裁程序中,一方当事人因另一方当事人的行为或者其他原因,可能使裁决不能执行或者难以执行的,可以申请采取财产保全措施。申请财产保全的正确程序是什么?()
关于财务评价的说法正确的是()。
下列关于雅尔塔体系说法正确的是()。
公平理论【华东师范大学2018】
Oneofthe【C1】______beautifulsightsinthebirdworldisthemalepeafowl,orpeacock,strutting(炫耀)proudly【C2】______with
最新回复
(
0
)