A、She could buy anything she wants. B、The interest rates are not that high. C、She could get a discount in the mall. D、Opening a

M: Hi, Sis. Where did you get all of these things?
W: I bought them. So, what do you think of my new entertainment center? And the widescreen TV, my new DVD player and stereo...
M: Bought them? But where did you get the money to buy all these? You didn’t borrow money from mom and dad again, did you?
W: Of course not. I got it with this!
M: This? Let me see that... Have you been using dad’s credit card again?
W: No, silly.  It’s mine. It’s a student credit card.
M: A student credit card? How in the world did you get one of these?
W: I got an application through the mail.
M: Well, why did you get one in the first place?
W: Listen. Times are changing, and having a credit card helps you build a credit rating, control spending, and even buy things that you can’t pay for with cash. So, I can buy anything I want.
M: I don’t want to hear it. The interest rates of student credit cards are usually sky-high, and if you miss a payment, the rates, well, just jump! And how in the world are you going to pay off your credit card bill?
W: Um, with my birthday money. It’s coming up in a week.
M: Hey, let’s sit down and talk about how you’re going to pay things back, and maybe we can come up with a budget that will help you get out of this mess. That’s the least I can do.
8. What did the woman use to pay for her new entertainment center?
9. How did the woman get a student credit card?
10. Why did the woman get the credit card?
11. What worries the man most about the woman’s credit card?