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Why is there no risk to the customer when a bank prints the customer’s name to his cheques? When anyone opens a current acco
Why is there no risk to the customer when a bank prints the customer’s name to his cheques? When anyone opens a current acco
admin
2011-04-26
21
问题
Why is there no risk to the customer when a bank prints the customer’s name to his cheques?
When anyone opens a current account at a bank, he is lending the bank money, repayment of which he may demand at any time, either in cash or by drawing a check in favor of another person. Primarily, the bank-customer relationship is that of debtor and creditor who is which depending on whether the customer’s account is in credit or overdrawn. But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. Many of these obligations can give rise to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that
the law is loaded against him
.
The bank must obey its customer’s instructions, and not those of anyone else. When, for example, a customer first opens an account, he instructs the bank to debit (把……记入借方) his account only in respect of checks drawn by himself. He gives the bank specimens of his signature, and there is a very firm rule that the bank has no right or authority to pay out a customer’s money on a check on which its customer’s signature has been forged. It makes no difference that the forgery may have been a very skillful one: the bank must recognize its customer’s signature. For this reason there is no risk to the customer in the practice, adopted day banks, of printing the customer’s name on his checks, ff this facilitates forgery, it is the bank which will lose, not the customer.
The underlined part "the law is loaded against him" in the second paragraph is most likely to mean ______. ( )
选项
A、the law is not of his interest
B、the law is unfavorable to him
C、the law is not in favor of him
D、the law is not in his honor
答案
B
解析
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