The Federal Reserve Bank of New York is near collapse, for it failed to pay back bailout cash.

In spring 2009, a bank examiner inside the Federal Reserve Bank of New York called colleagues with worrisome news: The global banking giant that despite taking more than $476 billion in bailout cash and guarantees, the most of any rescued bank, was near collapse.

Americans stick a lot of needles in their veins. There’s an estimated 2. 7 million vein sticks every day in the U. S. , and blood tests inform over 70 percent of medical decisions. Venipuncture is a ubiquitous function of modern medicine; between blood draws for annual checkups, blood donations and more.