首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
What are the roads not taken because students must take out loans for college? For one thing, it appears that people with studen
What are the roads not taken because students must take out loans for college? For one thing, it appears that people with studen
admin
2016-12-13
34
问题
What are the roads not taken because students must take out loans for college? For one thing, it appears that people with student loans are less likely to start businesses of their own. A new study has found that areas with higher relative growth in student debt show lower growth in the formation of small businesses.
The correlation makes sense. People normally have only a certain amount of "debt capacity". When students use up their "debt capacity" on student loans, they can’t commit it elsewhere. Given the importance of an entrepreneur’s personal debt capacity in financing a start-up business, student loan debt, which cannot be discharged via bankruptcy, can have lasting effects later in life and may impact the ability of future small-business owners to raise capital. Considering that 60 percent of jobs are created by small business, "if you shut down the ability to create new businesses, you’re going to harm the economy," said Brent Ambrose, a professor of risk management at Pennsylvania State University.
Student loan debt also appears to be affecting homeownership trends. According to research by the Federal Reserve Bank of New York, fewer 30-year-olds in general have bought homes since the recession, but the decline has been steeper for people with a history of student loan debt and has continued even as the housing market has recovered.
Student loan debt may also affect career choices. Having a college loan appears to reduce the likelihood that people will choose a low-paying public-interest job, according to a 2011 study by Jesse Rothstein of the University of California, Berkeley, and Cecilia Elena Rouse of Princeton.
They arrived at their conclusion by studying a well-off university that began meeting students’ financial needs through a combination of work-study money and grants, and dispensing with loans altogether.
Before the new policy started in the early 2000s, students were more likely to choose well-paid professions like investment banking and consulting. After the policy took effect, more students chose jobs in areas like teaching and the nonprofit sector.
In many cases, the choices that student borrowers make are just common sense, based on the financial realities they face. If society wants to change the skewing effect of student loans, some tough decisions about allocating educational resources may well lie ahead.
We can infer from Rothstein and Elena’ s research that______.
选项
A、with lots of student loans, people will repress their desires of homeownership
B、without student loans, college graduates prefer to choose high-reward jobs
C、without the burden of paying back loans, people will get more freedom of job choice
D、although many colleges have financial capacity to support students, they refuse to do so
答案
C
解析
根据题干可定位到文章的第四、五、六段,文中提到当学生们背负着贷款的负担时,他们倾向于选择那些与金融或者咨询等有关的薪水高的工作,但是当他们受惠于学校的免贷款制度时,则会有相当一部分人选择非营利性工作。由此可以推断,C项表述的是实验的结果;A项表述的信息正确,但与该项实验没有关系;B项说没有学生贷款的负担时.人们会倾向选择高风险高收入的工作,这与原文意思不符;D项信息文中没有提及。故正确答案是C项。
转载请注明原文地址:https://jikaoti.com/ti/PnT7FFFM
0
考研英语一
相关试题推荐
AwaronsugarhasbegunintheUKthatechoesthenation’ssuccessfulcampaignagainstsalt.Theeffortis【C1】______becauseit
Lawyersarelessthan1%ofAmericanadults,【C1】______theyarewell-representedingovernment.Boththepresidentandthevice-p
Muchoftheworldshouldgoonadietin2014.Morethanathirdofadults【C1】______wereestimatedtobe【C2】______orobesein20
Researchhasshownthat—inbothsexesandacrossnumerouscultures—attractivepeoplearejudgedtobesmarter,kinder,morehone
Neverunderestimatethelearningpowerofplay.OneofParks’findingsisthatchildren【C1】______valuablelearningopportunitie
Neverunderestimatethelearningpowerofplay.OneofParks’findingsisthatchildren【C1】______valuablelearningopportunitie
Neverunderestimatethelearningpowerofplay.OneofParks’findingsisthatchildren【C1】______valuablelearningopportunitie
InalabinOxfordUniversity’sexperimentalpsychologydepartment,researcherRoiCohenKa-doshistestingarelativelynewbra
随机试题
我国标准等同采用国际标准或国外先进标准的代号字母为()。
我国实行有管理的浮动汇率制度始于
A.大补元气,补脾益肺,生津,安神益智B.补气养阴,清热生津C.补脾肺气,补血,生津D.补气健脾,生津润肺太子参的功效是
A.犬细小病毒B.犬瘟热病毒C.狂犬病病毒D.伪狂犬病病毒E.犬传染性肝炎病毒能致犬肠炎,具血凝性的单股DNA的病毒是()
哌替啶比吗啡应用较多的原因
不考虑或有负债的资产负债率夸大了企业的偿债能力。( )
布鲁纳认为,无论我们选择何种学科。都务必使学生理解该学科的结构,以此建立的课程理论是()。
关于教学评价的改革趋势,下列判断正确的有()。
设X1,X2,…,Xn为独立同分布于参数λ的泊松分布,则=_______。
Notuntilthegamehadbegun______atthesportsguound.
最新回复
(
0
)