首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
New figures on business confidence suggest that the one place where the service sector boom is on the ebb is in the consumer sec
New figures on business confidence suggest that the one place where the service sector boom is on the ebb is in the consumer sec
admin
2022-06-13
37
问题
New figures on business confidence suggest that the one place where the service sector boom is on the ebb is in the consumer sector—hotels and restaurants, gyms and hairdressers. The twin pressures of rising inflation and slowing pay rises are squeezing household incomes. The ratio of personal debt to household income, which fell steadily in the years after the financial crisis, has now again begun to rise. Last week, new figures were published showing February brought the highest increase in credit card debt in 11 years.
The British economy’s failure to get rid of an addiction to growth fueled by an expanding consumer debt bubble is bad for consumers, and bad for the economy as a whole. It is no substitute for business investment, which the OECD has forecast will fall sharply in future years in a post-Brexit climate of uncertainty. It makes recession more likely, and, when it comes, deeper and longer. The human costs of getting into problematic debt are no less profound; people are a third more likely to develop mental health issues if they find themselves struggling with debt.
Historically, financial regulators have lacked both the power and the will to ensure that unhealthy levels of consumer debt are held in check. Customers who get into persistent debt tend, after all, to be very profitable for credit card and loan companies. Rather than help people struggling with repayments, it is in their interests to offer products that encourage consumers to use credit cards as an expensive form of long-term borrowing. The Financial Conduct Authority (FCA) estimates there are 2 million people carrying persistent debt on their credit card, defined as paying more in fees and charges over an 18-month period than the amount they borrowed in the first place.
The FCA is now consulting on a new set of rules for credit card companies. But this is too little, too late. The rules are vague and leave far too much room for the companies, which are unlikely to change their behavior without tougher action. There is too little emphasis on preventing consumers from getting into persistent debt in the first place—for example, by forcing companies to increase the very low minimum monthly payments they require from customers. It’s in the same vein as action the FCA has taken on excessive overdraft charges, leaving it up to banks to set their own maximum cap on charges, rather than enforcing a cap of its own making. None of this, however, will reduce the root causes of problematic debt.
When people find themselves struggling with debts, it is more possible for them to ________.
选项
A、have psychological disorders
B、have physical problems
C、commit crimes
D、commit suicide
答案
A
解析
细节题。根据题干中的find themselves struggling with debts可定位至第二段最后一句people are a third more likely to develop mental health issues if they find themselves struggling with debt,其中mental health issues “心理健康问题”与A项表述一致,故A项为正确答案。
转载请注明原文地址:https://jikaoti.com/ti/OnjRFFFM
0
考研英语二
相关试题推荐
StudythefollowingdrawingcarefullyandWriteanessayinwhichyoushould:1)describethedrawing,2)interpretthemeaning
Animportantfactorofleadershipisattraction.Thisdoesnotmeanattractivenessintheordinarysense,forthatisabornqua
JohnDeweybelievedthateducationshouldbeapreparationforlife,thatapersonlearnsbydoing,andthatteachingmust_____
ReadthefollowingChineseandwriteanabstractof80~100words.YoushouldwriteyouranswersonANSWERSHEET2.
Theroleofgovernmentsinenvironmentalmanagementisdifficultbutinescapable.Sometimes,thestatetriestomanagetheresou
Theroleofgovernmentsinenvironmentalmanagementisdifficultbutinescapable.Sometimes,thestatetriestomanagetheresou
Jenniferhasneverreally______herson’sdeath.It’sveryhardtoacceptthefactthatshe’llneverhaveachild.
Scientistsoftenstruggletocommunicatethefindingsofresearch.Oursubjectmattercanbetechnicalandnoteasilydigestedb
Thatmythicalbeast,homoeconomicus,otherwisecalledEconomicman,isutterlyclearaboutthepurposeofwork:togetpaid.He
Thatmythicalbeast,homoeconomicus,otherwisecalledEconomicman,isutterlyclearaboutthepurposeofwork:togetpaid.He
随机试题
下述国际贸易术语中由买方负责办理保险并支付保费的有()。
根据我国《物权法》的规定,质权人的主要权利有()。
资产负债表日后事项,作为调整事项调整财务报表有关项目数字后,不需要在财务报表附注中进行披露。()
孙慎是我国著名的革命音乐家,镇海人。()
我国己进入老龄化社会,老年人消费市场随之增大,一些不法商家盯上了“银发市场”,并进行欺诈活动。如果请你面向社区老年人进行防欺诈宣传。你准备怎样开展工作?
蝴蝶以其绚丽的色彩和优美的舞姿,赢得了“会飞的花朵”‘大自然的舞姬”等美誉。蝴蝶翅膀丰富的色彩、各异的图案造就了这美丽的精灵。有些蝴蝶在阳光下飞舞时翅膀会闪烁着金属光芒,有些蝴蝶翅膀的色彩可以单一到通体只有一个颜色,也有蝴蝶的颜色可以丰富到让人眼花缭乱。甚
超过刑法规定的最长追诉时效的,如果认为必须追诉,有权做出核准决定的机关是()
2013年12月14日,嫦娥三号探测器在月面成功软着陆,次日,嫦娥三号着陆器、巡视器顺利完成互拍成像。对此,下列说法不正确的是()。
ISO的常务领导机构是理事会,下设政策指定委员会。政策指定委员会管理4个专门委员会。负责研究协调各国和地区产品质量的合格认证的是(61),负责维护消费者利益的是(62),负责研究发展中国家对标准化要求的是(63),负责研究标准化情报交流方法与措施的是(64
A、Idon’tthinkweshouldapplythebasicprinciplesoftrade.B、Therewillbeaturningpointforourcompanyifweobservethe
最新回复
(
0
)