首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Virtually all consumers will have a credit card in their lives. Selecting a credit card should not be something taken lightly, c
Virtually all consumers will have a credit card in their lives. Selecting a credit card should not be something taken lightly, c
admin
2010-09-25
36
问题
Virtually all consumers will have a credit card in their lives. Selecting a credit card should not be something taken lightly, card companies are constantly looking for new consumers, hat only after wisely comparing offers should you select a provider. Pick a company that will give you a reasonable rate and one that incentivizes their program with some type of reward for using their card.
Almost without fail, rewards cards typically give consumers money back on their purchases or allow you to accumulate points toward prizes on future purchases. If you charge $10,000 per year and your rewards card pays you a 2% reward on purchases, you will receive $200 from the company. Usually you will gain the funds in the form of several credits to your account spread out over the course era year, but in some cases you will receive the rewards in the form era cheek.
Rewards cards are free money? Only if you do not have to pay an annual fee and you pay your credit card off every month. If you do not pay your card off every month, your reward could easily be overshadowed by monthly interest payments, especially if your interest rate is high. Not too many companies pay rewards and give you a low rate at the same time. in theory, even if you carry balances for as little as 2-3 months before paying your card off you could find your rewards for the entire year outweighed by finance charges.
So you need to consider the following when selecting your card: First, is there an annual cap on purchases? Many rewards cards will limit to you the amount of cash back funds or rewards points you can ac, emulate in one year. Most people never come close to the figure, but if you are a business traveler you can quickly approach and pass these limitations within the year. Second, do points eventually drop off? The majority of rewards cards only allow you to accumulate points for three years before they begin to drop off. If your next car purchase is five years away and you have a program that drops off points, you could find the first two years of card usage to be a waste as those points would vanish. If you still want that particular rewards card, only use it in years 3, 4, and 5 so that when it comes time to purchase your new car you will not have lost any points. You could consider getting and using another rewards card for a different rewards system to cover years 1 and 2.
All in all, rewards car& can be a useful option for the savvy consumer. Remember, points do fall off and carrying balances from month to month will wipe out the value of the card in short order. By showing plenty of discipline you can make rewards cards work well for you.
lf you do not pay your card off every month, ______.
选项
A、your rewards cards are free money
B、you have to pay an annual fee
C、your reward is outweighed by interest
D、no companies pay rewards
答案
C
解析
细节题。文章第三段提到,当你没有按月还清卡上的债务时,你要支付的利息就可能会高于你的奖金,故选C。只有你定期交年费,才可以使用卡上的钱,故排除A;D项叙述过于绝对,与文章中Not too many companies表达不符,可排除。
转载请注明原文地址:https://jikaoti.com/ti/NmeFFFFM
0
大学英语六级
相关试题推荐
A、ShewasonceanAssistantU.S.Attorney.B、Shewasonceaprosecutorworkingforthestategovernment.C、Shewasonceamember
A、Attheairport.B、Atthetravelagency.C、Inthestudentcenter.D、Inarestaurant.C
A、Membershipinaco-op.B、Thebenefitsofhealthfood.C、Shoppinginthesupermarket.D、Thecurrentcostoffood.A主旨概括题双方的交谈始
WhetherChina’shousingreformcanbecarriedonsuccessfullywillhave【S1】______aprofoundbearingonthefutureofther
A、Customerandshopassistant.B、Jobapplicantandinterviewer.C、Studentandteacher.D、Clientandlawyer.B
A、Hesaysnothing.B、Hewasconfusedattheend.C、Theherodiedinthecar.D、Theheromarriedhissweetheart.B
Therearemanyargumentsforandagainsttheinterviewasaselectionprocedure.Themainargumentagainstitisthatitresults
Allhisfriendscongratulatedhim__________________(听说他获得了演讲比赛一等奖).
A、Industry.B、Health.C、Thefutureofourchildren.D、Cleanair.A信息明示题。由文章第二段第三句可知,本文主要论述了人们过于追求工业化而造成对环境的污染,所以A正确。
A、Hedislikesmuseumsandgalleries.B、Hedoesnotcareabouttheweather.C、Goingtothebeachisthebestchoice.D、Hedoesn’t
随机试题
毛泽东思想产生的实践基础是()。
甲公司在某市规划区内取得一宗土地,计划建一宾馆,现已开工。由于融资的需要,甲公司拟以该宗地抵押贷款,并委托某土地评估公司进行地价评估。甲公司所能提供的土地批准文件只有《建设项目选址意见书》和《建设用地批准书》。对土地评估公司来说,下列最合适的做法为(
条板隔墙上需要吊挂重物和设备时,不得单点固定,单点吊挂力应()N。
在内部评级法初级法下,当借款人利用多种形式的抵(质)押品共同担保时,需要将风险暴露进行拆分。拆分按()以及其他抵(质)押品的顺序进行。
下列各项中,单位不能和劳动者约定违约金的有()。
审计质量控制的作用是( )。
阅读以下文字,完成36—40题。在资源开采过程中,要认真贯彻落实(a)的精神,遵循市场规律,采取法律、经济和必要的行政措施,分配和规范各类市场主体合理开发资源。承担资源补偿、生态环境保护与修复等方面的责任和义务。要按照“谁开发、谁保护,谁受益、谁
假定采用带头结点的单链表保存单词,当两个单词有相同的后缀时,则可共享相同的后缀存储空间,例如,“loading”和“being”的存储映像如下图所示。设str1和str2分别指向两个单词所在单链表的头结点,链表结点结构为,请设计一个时间上尽可能高效的算
Whilewe’veknownforsometimeaboutthemanylong-termbenefitsofexercise,newresearchshowsaerobicexercisealsomayhave
Tothemajorityofus,musicisanindispensablepartofourdailylife.Itcanbedefinedinthisway,musicissoundarranged
最新回复
(
0
)