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  3. Banks are not ordinarily prepared to pay out all accounts: they rely on depositors(储户)not to demand payment all at the same time

Banks are not ordinarily prepared to pay out all accounts: they rely on depositors(储户)not to demand payment all at the same time

admin2010-07-11  58
问题     Banks are not ordinarily prepared to pay out all accounts: they rely on depositors(储户)not to demand payment all at the same time. If depositors should come to fear that a bank is not safe, that it cannot pay off all its depositors, then that fear might cause all the depositors to appear on the same day. If they did, the bank could not pay all accounts. However, if they did not all appear at once, then there would always be enough money to pay those who wanted their money when they wanted it. Mrs. Elsie Vaught has told us of a terrifying bank run that she experienced. One day in December of 1925 several banks failed to open in a city where Mrs. Vaught lived. The other banks expected a run the next day, and so the officers of the bank in which Mrs. Vaught worked as a teller had enough money on hand to pay off their depositors. The officers simply told the tellers to pay on demand. The next morning a crowd gathered in the bank and on the sidewalk outside. The length of the line made many think that the bank could not possibly pay off everyone. People began to push and then to fight for places near the tellers’ windows. The power of the panic atmosphere was such that two tellers, though they knew that the bank was quite all right and could pay all depositors, drew their own money from the bank. Mrs. Vaught says that she had difficulty keeping herself from doing the same.
According to the passage, the actions of the depositors of Mrs. Vaught’s bank were affected mainly by the______.
选项 A、ease with which they could get their money
B、confidence that Mrs. Vaught showed
C、failure of several other banks to open
D、confidence shown by other depositors of the bank
答案C
解析 细节题。本题问根据本文沃特太太的银行储户们主要是受到了……的影响。依据文章的第七行：“1925年十二月的一天，沃特太太居住的那个城市里有几家银行没有开门营业。”可知，客户们显然是受到了这个影响。故选C。其它选项：A．他们取钱的便捷性；B．沃特太太表现出来的信心；D．该银行的其他储户表现出来的信心。
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