首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade
admin
2016-08-02
43
问题
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade, the average credit-card debt of Americans ages 18 to 24 doubled, to nearly $3,000. Among high school seniors, 4 out of 5 have never taken a personal-finance class, but nearly half have an ATM debit card, and more than a quarter have bounced a check, according to a survey of 5,775 teens, released in April by the nonprofit JumpStart Coalition for Financial Literacy. If those trends continue, declaring bankruptcy could become as common as earning a bachelor’s degree.
The scourge of financial illiteracy is worrisome not only for young debtors but also for their parents, many of whom are facing retirement and can’t keep bailing out their kids forever. But at least one financial institution has found a way to capitalize on the problem. San Francisco-based Wells Fargo Bank has launched an online role-playing video game aimed at teaching teens and young adults the basics of financial management—with no strings attached, although Wells Fargo wouldn’t object if users ended up opening accounts at the bank. The game can be found at
stagecoachisland. com
and works only on Windows machines.
The biggest challenge, says Erik Hauser of Swivel Media, who developed the game, was to find a way to engage kids’ attention. "They’re used to instant messaging, instant gratification and instant pudding. We had to find an approach that wasn’t dry or static. " Players travel around a fantasy world, plunking down virtual cash at the mall or a car-rental agency, and earn spending money at any of the island’s seven virtual ATMs by taking quizzes(after a brief tutorial)on such real-world fundamentals as credit, auto loans and online banking. Sample question: What does APR stand for? a)account percentage rate, b)average parcel rate, c)American paper route or d)annual percentage rate. For choosing d, you net $ 15 plus a shockingly generous 10% interest each day on your virtual savings account.
But no computer game alone can cure adolescent financial ignorance. Some curriculum experts wonder why high schools are still teaching algebra, trigonometry and calculus but not the financial skills their students will need to survive in the real world, such as how to fill out tax forms, compare interest rates or calculate the return on an investment. " More schools need to offer money-management classes," says Lewis Mandell, a finance professor at the State University of New York at Buffalo who oversaw the JumpStart research. "The curriculum has to be made relevant to their lives.
According to the text, Wells Fargo Bank______.
选项
A、has heavily invested in financial education
B、is extremely interested in fostering financial literacy
C、makes the best use of young people’s financial illiteracy
D、tries to win more clients by launching an online video game
答案
C
解析
根据第二段第二句“But at least one financial institution has found a way to capitalize on theproblem”以及第三句“…Wells Fargo Bank has launched…ended up opening accounts at the bank”,C应为答案。
转载请注明原文地址:https://jikaoti.com/ti/FTT7FFFM
0
考研英语一
相关试题推荐
Mostpeoplewoulddefineoptimismasbeingendlesslyhappy,withaglassthat’sperpetuallyhalffull.Butthat’sexactlythe
Thisweek,inWashingtonandcitiesacrossthenation,immigrantadvocates,clergymembersandlaborandbusinessleadershaveb
How’sthisforacoincidence?CharlesDarwinandAbrahamLincolnwereborninthesameyear,onthesameday:Feb.12,1809.Alt
Whatisawomanworth?Thatisthequestionthathastobefacedbydivorcingcouplesandbytheirlawyers.Theanswersseemto
Ifyou’relikemostpeople,you’rewaytoosmartforadvertising.Youfliprightpastnewspaperadsandneverclickonadsonlin
Familiarasitmayseem,gravityremainsamysterytomodernphysics.Despiteseveraldecadesoftrying,scientistshavefailed
Geniusissaidtohavetwoforms.Thereareordinarygeniuses,whoseachievementsonecanimagineothersmighthaveemulated,so
Athleteswhocheatbyinjectingthemselveswithstoredsuppliesoftheirownbloodmightsoonbecaughtout.Arevealingtrailo
ItisnotquiteBenidormyet,butAntarcticahasbecomeanincreasinglypopulardestinationforthemoreadventuroustourist.In
Insomecountries,societalandfamilialtreatmentoftheelderlyusuallyreflectsagreatdegreeofindependenceandindividual
随机试题
患者,女,14岁。发现腹部巨大肿块2个月并增大4天。查体:腹部膨隆,包块活动度差,叩诊无移动性浊音。B超示:肿物内回声欠均匀,囊实性改变,并见细条状低回声伴声影;患者还需做什么检查
A.肿瘤细胞由原发部位直接侵入毗邻组织B.多数为邻近区域淋巴结转移,少数不经区域淋巴结而转移至第二、第三站淋巴结C.由血液循环将原发病灶的癌细胞带到肺、肝、骨骼及脑部的血管床,造成转移D.肿瘤细胞脱落后在体腔或空腔器官的转移E.癌细胞呈浸润性生长,
可摘局部义齿人工后牙颊舌径宽度小于天然牙的目的是
熔化热熔型改性沥青胶时,宜采用专用的导热油炉加热,加热温度不应高于200℃,使用温度不应低于( )℃。
下列关于债券提前偿还的表述中,不正确的是()。
根据《合同法》的规定,下列关于不同种类违约责任相互关系的表述中,正确的有()。
冰心说:“世界上没有一朵鲜花不美丽,没有一个孩子不可爱。因为每一个孩子都有一个丰富美好的内心世界。”这句话体现了()。
现代教学媒体是现代教学的()之一。
《讨粤匪檄》
古人时期人们的经济来源主要来自()两大部门。
最新回复
(
0
)