Where is Mrs. Smith most probably?

M: Please hold the line, Mrs. Smith. The doctor will talk to you in a minute.
W: I’m afraid I may have to hang up. I don’t have any more coins and the line will be cut soon.

M: I hear you are moving to an apartment. Can you tell me why?
W: Actually, I didn’t want to move. It is more expensive to live outside the college. But I just can’t bear the noise made by the people living next door.