2. 外语
  3. Conversation :After reading the following passage, you will find 5 questions or unfinished statements, numbered 36 through 40. F

Conversation :After reading the following passage, you will find 5 questions or unfinished statements, numbered 36 through 40. F

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问题     Conversation :After reading the following passage, you will find 5 questions or unfinished statements, numbered 36 through 40. For each question or statement there are 4 choices marked A), B), C) or D). You should make the correct choice and mark the corresponding letter on the Answer Sheet with a single line through the centre.
    Most insurance companies in the world are stock insurance companies or mutual insurance companies. A stock insurance company is owned by stockholders, who share in profits earned by the company. A mutual insurance company is owned by the policyholders (投保人). Profits earned by a mutual insurance eompany are returned to the policyholders as dividends (股息) or used to cut future insurance cost.
    In addition to the private insurance organizations, certain types of insuranee are provided in the U. S. by governmental organizations. A notable instance is the system of social security operated by the federal government through the Social Security Administration.
    An insurance company may require a policyholder to provide proof of the ownership and the value of lost or damaged property before it pays compensation. For this reason, policyholders should have such evidence of their possessions as lists, sales receipts, appraisals (估价单), or photographs. The evidence should be kept in a safe-deposit box or other secure place outside the home.
    Many companies that sell health insurance policies (保险) provide cash benefits to the insured person. A cash benefit is a fixed dollar amount for each medical expense or day of hospitalization. If the cash benefits do not cover the entire cost of medical care, the policyholder must pay the rest.  
The profits earned by a mutual insurance company ______.
选项 A、are shared by the stockholders
B、are all given to the policyholders as stocks
C、are used to reduce future insurance cost
D、are used in some investment
答案C
解析 第一段最后一句表明，共有保险公司的利润将作为股息返还给投保人，或用于降低日后的保税。所以C对。B错在“as stocks”。
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