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  3. If you own a car, you are probably considering buying some kind of car insurance (保险). However, when you are actually purchasing

If you own a car, you are probably considering buying some kind of car insurance (保险). However, when you are actually purchasing

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问题     If you own a car, you are probably considering buying some kind of car insurance (保险). However, when you are actually purchasing car insurance, it can be difficult for you to decide which is your best choice. The ideal buying process is to first research and decide, then purchase.        Research first
    Before buying car insurance, you should find out the purpose of your purchase and how the insurance meets your needs.
Decide on suitable Car Insurance Policies (保单)
    A neglected part of car insurance is the part which covers medical bills. Medical payments can add up very quickly in an accident situation, and the insurance should cover the bills incurred(招致) both by you and by the passengers in your car. Make sure you know the full value that your insurance covers.
Purchase the best Car Insurance for your needs
    You have a number of choices when it comes to the actual purchase of the car insurance. Each has advantages and disadvantages, and these may be influenced by your individual taste and previous buying experience. Insurance companies may offer you goodadvice, but prices on the Internet are often better.
According to the first paragraph, when buying car insurance, one should first______.
选项 A、decide on the number of policies to purchase
B、do careful research on the different choices
C、choose the best insurance company
D、look for the lowest insurance rate
答案B
解析 细节题。根据题干…when buying car insurance…可定位在第一段第二句话…when you are actually purchasing car insurance…这两种说法表达相同的意思。题干…one should first…(一个人首先应该……)，是考查购买汽车保险的第一个步骤，因此在原文中…it can be difficult for you to decide which is your best choice．The ideal buying process is to first research and decide…(你很难决定哪种保险是你的最佳选择。理想的购买过程应该是先进行研究，再做出决定……)所以B选项do careful research on the different choices(在不同的选择中做仔细的研究)正确。A选项decide on the number of policies to purchase(确定要购买的保险单数量)，C选项choose the best insurance company(选择最佳的保险公司)，D选项look for the lowest insurance rate(寻找最低的保险费用)在原文中均未提及，因而不正确。
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