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Drew Peddie and his wife, Amy, had" the big talk" in September 2003 after walking their dog one Saturday near their Toronto apar
Drew Peddie and his wife, Amy, had" the big talk" in September 2003 after walking their dog one Saturday near their Toronto apar
admin
2010-07-06
17
问题
Drew Peddie and his wife, Amy, had" the big talk" in September 2003 after walking their dog one Saturday near their Toronto apartment. Passing by all the for sale signs in their neighbourhood reminded them of how hard it was for them to save for a home of their own. Their investment choices had been haphazard and weren’t doing nearly as well as they would have liked. They were spending too much, and they had no financial strategy. "We were frustrated," says Peddie, a 31-year-old pharmacist. "We thought there had to be a better way."
Today, with support from a financial planner who reviewed their budget and helped them match their savings and investments to their goals, the Peddies are much closer to their dream. The couple are putting aside about 30 percent of their after-tax income, versus ten percent before, through an automatic deposit into a savings account. And they’re investing much more, also with their planner’s help, in a more focused and aggressive way. "We went from thinking we couldn’t buy a house for another five years to looking for one this year, "Peddie says. "We learned that you have to have a good plan in place."
Like the Peddies, many people are rethinking their financial plans to make better use of their money. But it’s not always easy. With the range of savings, mortgage and investment options available, people are often terrified of making a money-losing mistake. Such thinking can lead to inaction. " It’s worse to do nothing," says Debbie Ammeter, vice-president of advanced financial planning for Investors Group in Winnipeg. "Procrastinating can cost you money in the long run."
Before making any decisions about what to do with your money, you have to make sure that you have enough of it on hand. Do ’pay yourself first. "That’s my most important rule, "says Alison Keene, a senior vice-president and managing director of BMO Nesbitt Burns in Calgary. "Take an amount from each paycheque and set up an automatic savings or investment plan. "How much to put aside? Maybe ten percent of your gross, but don’t spread yourself too thin. "After a while you won’t even miss it, "says Keene.
We can infer from the passage that ______.
选项
A、the couple cannot afford to buy a home of their own in September 2003
B、it is commonplace for Toronto couples to have their own homes at that time
C、Mrs Peddie doesn’t have a job
D、the Peddies are not going to buy a house for another five years
答案
A
解析
文章的前两句“Drew Peddie and his wife,...home of their own”说明这对夫妇无法在2003年9月买一套属于自己的房子,即A 正确。B “对于生活在多伦多的夫妇来说,在那时有一套自己的房子是很平常的”;C “Peddie夫人没有工作”文章中并没有提及。D “Peddie夫妇在未来5年内不会买另一套房子”与文意不符。
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