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  3. Most commercial letters of credit are documentary, meaning that certain documents must be included with any drafts drawn under t

Most commercial letters of credit are documentary, meaning that certain documents must be included with any drafts drawn under t

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问题     Most commercial letters of credit are documentary, meaning that certain documents must be included with any drafts drawn under the terms of the credit. Documents required usually include an order bill of lading, a commercial invoice, and any of the following; consular invoice, insurance certificate or policy, certificate of origin, weight list, packing list.
    The first is the standby letter of credit, in which the issuing bank undertakes to pay if the applicant does not carry out his obligations. Documents normally called for are evidences of the underlying transaction, such as non-negotiable copies of bills of lading, or third party’ s certificate certifying the non-payment by the applicant. The second is the indemnity for minor discrepancies in the documents given to the shipping company so that the issuing bank may make payment or the shipping company may release goods to the applicant.
A clean credit is one which______.
选项 A、calls for no presentation of it
B、is used instead of first demand guarantee
C、is used without presentation of any documents
D、is the same as an unconditional first demand guarantee
答案C
解析 光票信用证是不附单据、受益人可以凭开立收据或汇票分批或一次在通知行领取款项的信用证。
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本试题收录于： FECT综合（现代金融业务）题库金融英语（FECT）分类
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