首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Narrator Listen to part of talk in an economy class. Now get ready to answer the questions. You may use your notes to help you a
Narrator Listen to part of talk in an economy class. Now get ready to answer the questions. You may use your notes to help you a
admin
2013-08-12
20
问题
Narrator
Listen to part of talk in an economy class.
Now get ready to answer the questions. You may use your notes to help you answer.
What is the professor’s reason for saying this?
Narrator
Listen to part of a talk in an economy class.
Professor
Many businesses, such as department stores, restaurants, hotels, and airline companies, use a credit system for selling their products. In a credit system the seller agrees to sell something to the buyer without immediately receiving cash. The buyer receives the goods or services immediately and promises to pay for them later.
This "buy-now, pay-later" credit system is quite old. People have been buying things on credit for centuries. However, nowadays people use credit cards.
There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, a credit card from Swan’s Department Store can be used only at Swan’s Department Store.
The other kind of credit card is issued by a credit company. VISA and American Express are examples of credit companies. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels, and eat at restaurants with it.
Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using the card. The credit company sends the customer a statement of purchases at the end of each month. Generally, the customer has to pay 25 to 50 percent of their credit bill every month. The customer pays directly to the credit company. And the credit company pays directly to the store, hotel, or restaurant.
There are some advantages and disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy-now, pay-later". This means that the consumer can purchase what she wants when she wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner. If a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn’t have to worry about losing the card. A third advantage of the credit card system is that the consumer receives a record of her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And the fourth advantage is that a credit card can be used when something unexpected happens. Many kinds of professional people—plumbers, taxi drivers, doctors, and dentists—will accept credit cards in an emergency. This is very important if you don’t have any cash with you.
Using credit cards has one major disadvantage though. The main disadvantage is that consumers tend to overspend; they spend more than they make. If a consumer buys a lot of things on credit, she has to make large payments each month. Sometimes, it becomes impossible to keep up with the payments. The consumer’s life becomes more and more difficult. If the consumer can’t make her payments, her credit card will be taken away. It will be very difficult for her to get another card in the future.
So we can see that a credit buying system has some advantages and some disadvantages. On the one hand, it gives people some buying freedom; on the other hand, it tends to encourage overspending.
Now get ready to answer the questions. You may use your notes to help you answer.
17. What is the talk mainly about?
18. Why does the professor mention VISA and American Express?
19. Which expression is NOT true according to the professor?
20. How does the professor clarify the advantages of using credit cards?
Listen again to part of the lecture. Then answer the question.
Professor
Using credit cards has one major disadvantage though. The main disadvantage is that consumers tend to overspend; they spend more than they make. If a consumer buys a lot of things on credit, she has to make large payments each month. Sometimes, it becomes impossible to keep up with the payments. The consumer’s life becomes more and more difficult. If the consumer can’t make her payments, her credit card will be taken away. It will be very difficult for her to get another card in the future.
21. What is the professor’s reason for saying this?
Professor
It will be very difficult for her to get another card in the future?
22. What’s the professor’s general attitude towards using credit cards?
选项
A、Because the consumer has already used many credit cards.
B、Because the consumer has spent too much money buying things.
C、Because the consumer overspends and cannot make her payments.
D、Because the consumer forgets to pay her credit bill.
答案
C
解析
本题为内在关系题,要求考生能够把握要点之间的内在关系,如因果关系,对比关系,相辅相承关系等。题目问:教授根据什么说“It will be very difficult for her to get another cardin the future(以后,她将很难再获得新的信用卡?)”教授在说出此句之前曾提到“If aconsumer buys a lot of things on credit, she has to make large payments eachmonth.Sometimes,it becomes impossible to keep up with the payments.The consumer’s lifebecomes more and more difficult.If the consumer can’t make her payments,her credit card willbe taken away(如果消费者使用信用卡进行大量的消费,那么她每月就需要支付大笔的费用。有时会很难维持这样的大额还款,而消费者的生活也会变得越来越窘迫。如果消费者不能偿清费用,她的信用卡将被取消)”,据此可知C为正确答案。
转载请注明原文地址:https://jikaoti.com/ti/F5hYFFFM
0
托福(TOEFL)
相关试题推荐
Completethesummarybelow.WriteONEWORDONLYforeachanswer.Primarily,Pealewasapainterbuthewasalsoapoliti
Completethemapbelow.WriteNOMORETHANONEWORDforeachanswer.
Completethemapbelow.WriteNOMORETHANONEWORDforeachanswer.
Completethemapbelow.WriteNOMORETHANONEWORDforeachanswer.
Questions13-15WhichTHREEofthefollowingstatementsaretrue?Writetheappropriatelettersonyouranswersheetinanyorde
CompletetheCounsellor’snotes.UseNOMORETHANTHREEWORDSforeachanswer.
CompletetheCounsellor’snotes.UseNOMORETHANTHREEWORDSforeachanswer.
SECTION1Questions1-10Questions1-6Completetheformbelow.WriteNOMORETHANTHREEWORDSorANUMBERforeachanswer.E
Questions31-33AnswerthefollowinginformationaboutBritishEducationScholarshipsusingNOMORETHANTHREEWORDSAND/ORNUMB
随机试题
下列对目标管理的评价,不正确的是
采用网络计划对工程进度实施动态控制是控制建设工程进度的( )。
在签订审计业务约定书之前,注册会计师应初步了解的被审计单位的基本情况不包括()。
下列各项中,属于运用横向比较较法的有()。Ⅰ.将甲公司去年与今年的销售额进行比较Ⅱ.将美国和中国的医药行业进行比较Ⅲ.将教育培训和图书行业进行比较Ⅳ.将医药行业的增长情况与国民经济的增长进行比较
某市摩托车制造有限公司(增值税一般纳税人),从事摩托车的研发、生产销售。2013年3月发生经营业务如下:(1)研究开发过程中购进科研设备,取得增值税专用发票,注明价款8万元、增值税1.36万元;从国内购进生产用原材料一批,取得防伪税控系统开具的增值税
某首饰制造企业(增值税一般纳税人),主要生产加工并零售金银首饰、钻石饰品和其他非金银首饰,2017年2月发生以下业务:(1)销售玉石首饰取得不含税收入129.8万元,镀金首饰不含税收入28万元。(2)采取以旧换新方式向消费者销售金项链1批,旧项链抵顶1
社会工作的基本对象有()。
教学过程是根据()实施教学的一种活动程序,由教师、学生以及教学内容、方法和手段等若干要素构成。
有三个关系R、S和T如下:则由关系R和S得到关系T的操作是( )。
WhatisNOTtrueaboutvisualstereotypes?Clickon2answers.
最新回复
(
0
)