首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Most parents don’t save nearly enough for their children’s education. "For a child born today, if you assume that current tuitio
Most parents don’t save nearly enough for their children’s education. "For a child born today, if you assume that current tuitio
admin
2010-07-06
32
问题
Most parents don’t save nearly enough for their children’s education. "For a child born today, if you assume that current tuition is $5, 000 and educational inflation is five percent, you can expect to pay about $50, 000 for four years of post-secondary education-- and that’s conservative," Pollock says.
DO open a registered education savings plan. The earnings aren’t taxable as they grow within the plan, and there’s the added incentive of the Canada Education Savings Grant— $400 from the government on the first $2, 000 of contributions per child per year. "That’s a guaranteed 20 percent return-it’s a no-brainer,’ says Pollock.
However, when you decide to invest in the stock market, you must expect ups and downs. Recent years of tepid returns have changed the behaviour of many — but not ail — investors. Some have shifted to lower-risk investments or have stayed on the sidelines. Others seem to have forgotten the lessons of a volatile market and are taking chances again. While too much risk can hurt your pertfolio’s growth rate, so can hiding in ultra safe investments paying one percent or less. Ideally, your portfolio should be able to keep its head above water during prolonged market downturns and be positioned to grow when the economy and market soar.
DO look at staying invested for the long haul. "Don’t chase every fad, "says Daniel Goodman, associate portfolio manager and director of private client group with Dundee Securities Corporation in Toronto. He says trying to time the market is a fool’s game. "Studies have shown that it’s longterm discipline that provides above-average returns. Look at your asset allocation on a regular basis and rebalance it when necessary. But you have to start with a plan and stick to it."
DO diversify. "Your portfolio volatility will be reduced when one investment zigs while another zags, "says John De Goey,a financial advisor with Assante Capital Management Ltd. in Toronto and author of The Professional Financial Advisor. But don’t overdo it, Goodman says. To start, you need the right mix of stocks and bonds. "A general rule of thumb is that the percentage of your investment portfolio consisting of fixed-income holdings should equal your age, "Goodman says. "So at 35 ,you should have 35 percent of your portfolio invested in fixed income and 65 percent in equities. "The thinking is, you become more conservative as you get older.
Facing the tepid returns in recent years, investors______.
选项
A、choose to hold tight their investment portfolios
B、reinforce their investment in the hope that economy may pick up
C、are still confident of achieving heavy returns
D、varied in their investment decisions
答案
D
解析
文章第三段中提到:一部分人转向风险较低的投资或者退出,另一部分人似乎忘记了市场部稳定的教训,继续冒险投资。说明投资者的变化多样。故应选D 。
转载请注明原文地址:https://jikaoti.com/ti/B0isFFFM
本试题收录于:
公共英语四级笔试题库公共英语(PETS)分类
0
公共英语四级笔试
公共英语(PETS)
相关试题推荐
TomanypeopletheBermudaTriangleisreallyamysterybecause______.ThedisappearancesofplanesandshipsintheBermudaT
WhatarethetwoseasoningsusedbymostAmericans?
ScintillawasthefirstcompanytoWhoinitiatedScintilla?
Thedemoralizingenvironment,decrepit(老朽的)buildingandminimalmaterialsmakethehighschoolexperienceforthesechildrena
Whatiswrongwiththewoman’scurrentapartment?
Whatdoesthephrase"fromvariouscomersofthiscountry"probablymean?Howdidthegraduate’sparentsreacttotheirchild’s
Somepeoplewerejustborntorebel;CharlesDarwinwasoneofthem.【21】______NicholasCopernicus,BenjaminFranklinandBillGa
Jewish从给出的信息(GermanyofJewishnationality)可以判断答案是Jewish,此外,文中说1938年他到了美国,所以可以猜测他不是美国人,这个信息可以辅助我们确定正确答案。注意民族、国籍等需要用形容词形式。
Recentlyhousingisrecognizedasa"sociallydeterminantvariable".InFrance,housingisthemainitemofexpenditureint
Italiannoodles
随机试题
不发生于线粒体中的反应包括
患者,男性,44岁。前一日因车祸致颅底骨折,2小时前突然呕吐咖啡色液300ml。诊断首先考虑为()
大补元煎的组成是
患儿,男,2岁。发热、流涕、咳嗽4天,皮疹1天。查体见前额及耳后有浅红色斑丘疹,眼结膜充血,口腔黏膜发红,精神不振,肺呼吸音粗。该患儿诊断最可能是
重为W的人乘电梯铅垂上升,当电梯加速上升、匀速上升及减速上升时,人对地板的压力分别为p1、p2、p3,它们之间的关系为:
某双苯厂硝基苯精馏塔发生爆炸,造成6人死亡,56人受伤,直接经济损失6540万元,并引发××江水污染事件。国务院事故及事件调查组认定,××石化分公司双苯厂×××爆炸事故和××江水污染事件是一起特大生产安全责任事故和特别重大水污染责任事件。(1)爆
我国国家预算收入的最主要部分是()。
甲县卫生监督局经过群众举报并暗中调查,掌握了个体工商户蔡某非法生产地沟油的证据,遂对其小作坊进行突击检查,依法扣押了其相关的生产工具,并作出罚款5000元的处罚决定。根据行政强制法律制度的规定,下列表述正确的是()。
我国是一个统一的多民族国家,其中少数民族占全国人口的8%左右。请问下列少数民族中.人口最少的是()。
ThenewsmediaintheUnitedStates【21】ofradio,televisionandnewspapers.MostAmericansbegintheirdaybyreadingthenewspa
最新回复
(
0
)