首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
A、Banks. B、Credit unions. C、Financial institutions. D、Money market funds. D文中说:存钱的另一种方式是购买货币基金,这是一种共同基金。共同基金拿许多人的钱去投资。这些钱有时投资于短期
A、Banks. B、Credit unions. C、Financial institutions. D、Money market funds. D文中说:存钱的另一种方式是购买货币基金,这是一种共同基金。共同基金拿许多人的钱去投资。这些钱有时投资于短期
admin
2015-01-03
33
问题
"A penny saved is a penny earned." This old saying calls attention to the wisdom of saving money. "Putting money away for a rainy day" is another way to talk about saving for the future.
In the United States, people who want to start a savings account have different choices of where to put their money. These include banks and credit unions. Credit unions are cooperatives for people who have some kind of connection. For example, the members might work for a university or a government agency. Most credit unions are nonprofit organizations.
Credit unions, banks and other financial institutions pay interest on savings accounts. But the interest rates are low. Certificates of deposit pay higher returns. With a certificate of deposit or CD, a person agrees not to withdraw the money for a certain period of time. This term could be anywhere from a few months to several years. Longer terms, and larger amounts, pay higher interest. People can withdraw their money early but they have to pay a penalty.
Another way to save is through a money market fund. This is a kind of mutual fund. Mutual funds invest money from many people. The money is sometimes placed in short-term government securities. Money market funds, however, may not be federally guaranteed like other kinds of savings. The Federal Deposit Insurance Corporation guarantees savings up to two hundred fifty thousand dollars.
In a number of countries, people have been saving less over the years. The Organization for Economic Cooperation and Development is a group of thirty-four countries. This organization says in nineteen ninety Americans had a household savings rate of seven percent. This year, that rate is expected to be a little more than two percent. Many European countries have higher rates, but Americans save more than families in Japan.
Q13: What is true about a certificate of deposit?
Q14: Which kind of savings may not be federally guaranteed?
Q15: Where is the household savings rate relatively high?
选项
A、Banks.
B、Credit unions.
C、Financial institutions.
D、Money market funds.
答案
D
解析
文中说:存钱的另一种方式是购买货币基金,这是一种共同基金。共同基金拿许多人的钱去投资。这些钱有时投资于短期政府债券。然而,货币市场基金不像其他种类的储蓄一样由联邦政府担保。联邦存款保险公司(简称FDIC)为存款提供最高25万美元的担保。
转载请注明原文地址:https://jikaoti.com/ti/7ySYFFFM
0
研究生英语学位课统考(GET)
相关试题推荐
Arapidmeansoflong-distancetransportationbecameanecessityfortheUnitedStatesassettlementspreadeverfartherwestwar
Scienceandpoliticsmakeuncomfortablebedfellows.Rarelyisthismoretruethaninthecaseofclimatechange,whereitisnow
For150yearsscientistshavetriedtodeterminethesolarconstant,theamountofsolarconstantenergythatreachestheEarth.
For150yearsscientistshavetriedtodeterminethesolarconstant,theamountofsolarconstantenergythatreachestheEarth.
Couldthebadolddaysofeconomicdeclinebeabouttoreturn?SinceOPECagreedtosupply-cutsinMarch,thepriceofcrudeoil
AdamSmith,writinginthe1770s,wasthefirstpersontoseetheimportanceofthedivisionoflaborandtoexplainpartofits
Aroundtheworldmoreandmorepeoplearetakingpartindangeroussportsandactivities.Ofcourse,therehavealwaysbeenpeop
Welisteneddumb-struck,fullof______,totheshockingdetailsofthecorruptionofthepresidentofthecompany.
Itwastwoyearsagotodaythatthehuntingbancameintoforce,supposedlyendingcenturiesoftradition.However,thelawhas
A、Theywenttoseeamovie.B、Theyhadaheatedquarrel.C、Theyendedtheirrelationship.D、Theychangedtheirplan.D男士说:你昨晚的约会
随机试题
下列属于属与热共见的表现为
经过审核但还没有记账的记账凭证发现有错误,应该()。
使用电话沟通的优势包括()。
下列各项计算结果等于投资项目年金净流量的有()。
在C国,卫浴产品属于兼具功能性和时尚性的产品。其功能性和外观时尚性的不同导致了不同企业之间的差异。T公司、K公司都为知名的国际品牌企业。设计研发水平高,在品牌塑造上投入较大,具有很强的品牌影响力,其提供的产品和服务的特征是追求顾客的高端体验,满足了顾客对
填入下列横线处的词语,最恰当的是()。在红二方面军中,母亲是________的女才子,1927年她在湘鄂西参加红军后,先后当过文化教员,还当过前敌委员会的文书科科长、机要秘书等。她不仅写得一笔好字,且有深厚的古文功底。
假定有以下两个过程:SubS1(ByValxAsInteger,ByValyAsInteger)DimtAsIntegert=xx=yy=tEndSubSubS2(xAsInteger,yAsInteger
【B1】【B10】
Fewpeopleexpectluxurywhileflying,butthesedays,eventhebasicsseemtobeinbadshape.It’snotuncommontofindyourt
ThetowerofPisahasbeenleaningsolong—nearly840years—thatit’snaturaltoassumeitwillgoagainstgravityforever.But
最新回复
(
0
)