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  3. The Internet began in the 1960s as a small network of academic and government computers primarily involved in research for the U

The Internet began in the 1960s as a small network of academic and government computers primarily involved in research for the U

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问题     The Internet began in the 1960s as a small network of academic and government computers primarily involved in research for the U.S. military. Originally limited to researchers at a handful of universities and government facilities, the Internet has quickly become a worldwide network providing users with information on a range of subjects and allowing them to purchase goods directly from companies via computer. By 1999, 84 million U.S. citizens had access to the Internet at home or work. More and more Americans are paying bills, shopping, ordering airline tickets, and purchasing stocks via computer over the Internet.
    Internet banking is also becoming increasingly popular. With lower overhead costs in terms of staffing and office space, Internet banks are able to offer higher interest rates on deposits and charge lower rates on loans than traditional banks. "Brick and mortar banks" are increasingly offering online banking services via transactional websites to complement their traditional services. At present, 14 percent of Internet households conduct their banking by means of the Internet, and the figure is expected to double or triple during the next two or three years.
    Increasing commercial use of the Internet has heightened security and privacy concerns. With a credit or debit card, an Internet user can order almost anything from an Internet site and have it delivered to their home or office. Companies doing business over the Internet need sophisticated security measures to protect credit card, bank account, and social security numbers from unauthorized access as they pass across the Internet. Any organization that connects its networks to the global Internet must carefully control the access point to ensure that outsiders cannot disrupt the organization’s internal networks or gain unauthorized access to the organization’s computer systems and data.
According to the text, Internet banking______.
选项 A、requires minimal usage fees
B、offers price advantages to users
C、is more efficient than traditional banking
D、is environmentally conscious
答案B
解析 属信息归纳题。题干中的关键词Internet banking出现在第二段第一句(网上银行也越来越受欢迎)。随后的句子说明了原因：由于员工和办公空间等经常性开支费用减少，与传统银行相比，网上银行能提供较高的存款利率、发放低息贷款。总结归纳这些信息后不难得出答案为选项B“为用户提供有利的价格”。其他选项文中均未提到。
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